Have you renewed your health insurance for 2015? [Archive]

awakenedsoul

10-26-14, 10:28pm

I got a letter from Covered California about renewing my health insurance. I called the other day and was happily surprised with my quote. I was afraid my rates would go way up, since I turned 50. They did go up, but so did my subsidy. Last year I paid $120.00 a month for a HMO with Health Net. Next year I will only pay $108.00. If I get a show, I'll have top pay three times that amount. It would be no problem with the increase in income, though.

How's your health insurance situation? I'm interested to hear what everyone is getting, a year into Obamacare...

rosarugosa

10-27-14, 4:56am

My employer-sponsored medical coverage is going up 4% in cost. Maintenance/long-term prescriptions will only be covered after the third refill if we use the provider's mail refill service (I had expected that was forthcoming).

dmc

10-27-14, 6:17am

For the wife and I, both mid 50's, premiums went from $1330 to $1430 per month. Deductible went from $1500 to $2500 per person.

catherine

10-27-14, 3:14pm

Don't get me started..

ApatheticNoMore

10-27-14, 3:17pm

Our plan doesn't renew till March, it's not on a calendar year, so while I anticipate nothing good (health care going up much faster than income), I really don't have that information now.

Blackdog Lin

10-29-14, 9:08pm

I don't have my new information on next year's premiums either. A governmental retiree plan. But last year the premiums went up less than the COLA did, for a net gain (a very small one, but still), so I remain hopeful for next year.

Spartana

10-30-14, 4:58am

I dropped my private insurance a month or so ago since I didn't qualify for subsidies and couldn't get an inexpensive catastrophic plan any longer. So will use the free/low cost VA medical if needed - but don't expect to need it for anything unless an emergency. Will look into a new private plan and am curious to see if prices for monthly premiums have gone up.

cdttmm

10-30-14, 7:46am

Just got the notice in the mail the other day that November 15th is the first day we can log in to renew health coverage here in MA. I'm paying $368 per month now and I suspect it won't change much.

dmc

10-30-14, 2:14pm

Just got the notice in the mail the other day that November 15th is the first day we can log in to renew health coverage here in MA. I'm paying $368 per month now and I suspect it won't change much.

Cant have anyone checking before the election.

peggy

10-30-14, 5:34pm

Cant have anyone checking before the election.

Yeah, that and, you know, that's usually when open enrollment starts...always. But hey, points to you for TRYING to make it political.
(GEE, are we already giving up on blaming ebola on Obama?)

jp1

10-31-14, 12:32am

My employer provided insurance went up $2 /paycheck for my part of the premium. No changes to coverage. Last year went up a bit more than that.

cdttmm

10-31-14, 6:16am

Interesting point about open enrollment not happening until after the election. I'm pretty sure that last year open enrollment started on October 15th in MA. Not that it changes anything for me.

dmc

10-31-14, 8:07am

Yeah, that and, you know, that's usually when open enrollment starts...always. But hey, points to you for TRYING to make it political.
(GEE, are we already giving up on blaming ebola on Obama?)

last years sign ups started October, 1, well that was if you could get the web sight to work. this year it's put off till after the election, of coarse its political.

jp1

11-1-14, 1:06am

Yes. Just like rick Scott's agreement to postpone an execution so that Bondi could have a fundraiser. Everything's political. Let's revisit once next year's pricing he come out. Then we can decide if the increase (if there is one) is significant enough to have been political.

Gardenarian

11-1-14, 4:00pm

kib

11-1-14, 4:03pm

It looks like we will be getting our health insurance from Costco (of all places!) when we move to Oregon. The ACA is still all screwy there. I currently have Kaiser, which is not available in Ashland. I get auto insurance at Costco, and they have been great with all kinds of electronics and computers, so I hope they come through with the health insurance too.

I'll let you know how it goes.
I'd be interested to know. Coincidentally just got email yesterday from costco that they carry health insurance, but when I went to the link, curious about the cost, no matter what date I put in it told me I had missed the deadline. Not an auspicious beginning.

Teacher Terry

11-2-14, 5:17pm

My government retiree insurance went up by about $50/month so now we pay $10,000 year. It goes up in July abut every 2 years-sometimes yearly.

iris lilies

11-2-14, 7:17pm

My work-based insurance went up 2 - 3 %. 17% was the starting number but our HR guy (who always makes a hero of himself when telling the tale) got it down to this small increase.

jp1

11-11-14, 2:23pm

http://www.forbes.com/sites/rickungar/2014/10/31/key-study-on-obamacare-2015-premium-rates-is-out-and-you-wont-believe-whats-going-to-happen/2/

The data are starting to come in. Of the 41 states where data is made available the median increase in premium for ACA policies is 4%. Competition is also increasing, with the number of insurers offering coverage increasing by 26%. Lastly, insurers that had the highest prices in 2014 are the most likely to be reducing premiums for 2015, and vice versatile, suggesting that competition between the insurers is working pretty much the way it should.

CathyA

11-11-14, 2:44pm

We switched over to United Health Care in July, since it was a much more affordable plan, since my DH owns a small business. And it was nice that the deductible was $3,000 instead of Anthem's usual $6,000.
We had some glitches though that took a lot of phone/email time, but they are worked out now I think.........just in time for us to go on Medicare at the beginning of the year. (I can't believe I'll be 65! When the heck did that happen?).

bae

11-11-14, 2:49pm

We are still trying to renew ours, and handling the small flood of "you are cancelled" notices coming in.

The online tool is semi-broken, the phone support backed-up, and the paper documents they have sent us are full of errors and confusion.

Yay.

Stupid Alan.