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Yossarian
11-23-14, 10:36am
How grateful you feel may affect your financial decisions:

http://www.nytimes.com/2014/11/23/opinion/sunday/with-holiday-shopping-willpower-isnt-enough.html?smid=pl-share&_r=0


Psychologists have long known that negative emotions like anger and fear can alter decisions (often for the worse), but until recently, we haven’t focused on the effects of positive emotions on decision making. The emotion of gratitude, viewed from a cost-benefit perspective, stresses the long-term value of short-term sacrifice (e.g., If I’m grateful to you for a favor, I’ll work hard to repay it and thereby ensure you’ll help me again in the future). Consequently, my colleagues and I suspected that gratitude might also enhance patience and self-control.

To find out, we asked 75 people to recall and describe in writing one of three events: a time they felt grateful, a time they felt amused or a typical day. We next asked them 27 questions of the form “Would you rather have $X now or $Y in Z days?” where Y was always greater than X, and Z varied from days to months.
...

Answers to these questions allowed us to calculate how financially patient people were. As we reported in an article in Psychological Science earlier this year, those feeling neutral (the ones who described their daily routine) demonstrated the usual preference for immediate reward: On average, they viewed receiving $17 now as equivalent to getting $100 in a year. Those feeling happy and amused were similar: On average, they would sacrifice $100 in a year for $18 in the moment.

But those feeling grateful showed almost double the financial patience. They required $30 in the moment to forgo the $100 reward a year from now. What’s more, the amount of patience people possessed was directly tied to how grateful they felt.


I would have held out for the $100, but that's just me.>8)

Molly
11-23-14, 11:39am
I would have held out for $100 too.

lessisbest
11-23-14, 12:19pm
Me too.... I only shop every other month (other than groceries) and that is a great lesson on being patient. November is a shopping month and it's been lovely knowing Christmas is all done, including the wrapping. December will be stress-free, other than some holiday baking.

jp1
11-23-14, 12:49pm
I imagine most people on this board would hold out for the bigger reward, but I suspect that's because we're not as 'typical' as the average person. Personally modest amounts of money aren't much of a motivator for me. I have more than enough to live the life I want. They'd have to be offering up a lot more before I'd start to consider a bad choice, but then the good choice would also become more compelling so I'd probably still make the economically logical choice.

Teacher Terry
11-23-14, 1:34pm
I would have waited too. But this group is not your average "bear."

iris lilies
11-23-14, 1:37pm
Outlier. I am old and may not live long.

My new philosophy, after being one to hold out for a bigger sum in past years, is now to take the money and run with it when its offered. Live like there is no tomorrow!

Yossarian
11-23-14, 3:22pm
Live like there is no tomorrow!

Woohoo! Party at Kim's house!!


http://www.slantmagazine.com/assets/house/lists/15famousdancenumbers_13.jpg

iris lilies
11-23-14, 4:44pm
Woohoo! Party at Kim's house!!




haha, yeah, baby!

http://images.moviepostershop.com/austin-powers-international-man-of-mystery-movie-poster-1997-1020205322.jpg

Lainey
11-23-14, 6:53pm
Interesting article, thanks for posting Yossarian.

Reminds me of a snippet of a documentary I saw years ago. It was of a Chinese pre-school where the teacher had all the kids lined up around the room. Then she let a tiny moving car go in the middle of the room. Of course several kids started to run over to get it, but she admonished them and made them all go back to their seat. I think the point was to curb their impulsivity and to teach obedience and patience.

I've often thought that that type of lesson would almost never be taught in an American pre-school. In fact, I'd bet that here the game would be to let the moving car go and encourage all the little kids to run after it to see who could get it first! A very cultural difference.

rodeosweetheart
12-5-14, 11:58am
"Answers to these questions allowed us to calculate how financially patient people were. "
See, I am not sure that this really does measure that.

If one thought one could do a better job with the money investing than the hypothetical money holder, or one doubted their solvency, etc. (see Kib's pension thread question) then one would take the money now, patient or not.