Stimulus check question - what if you owed IRS $? [Archive]

Molly

4-13-20, 11:02am

We did not get a tax refund because we owed money. However, I paid the taxes through direct debit from my checking account.

I've searched everywhere and I cannot find an answer to my question. If you paid taxes through direct debit, will you get your stimulus check directly deposited? Does the IRS retain the checking account information if you paid that way? Does anyone here know?

sweetana3

4-13-20, 11:17am

Boy that is an interesting question. Even having worked at the IRS, I cannot advise. I would work from the premise that they do not save that kind of information and be pleasantly surprised if the check comes thru that way.

Tradd

4-13-20, 11:49am

The IRS website has a place where you can input direct deposit info. Perhaps that might be something to do just in case.

Molly

4-13-20, 1:14pm

I searched Turbo tax for an answer and got both yes and no. One "tax expert" said if you paid by direct debit you would get a direct deposit stimulus check, the other one said you would not, but would have to re-enter your bank info into the IRS website.

So I guess I'll have to wait and see.

catherine

4-13-20, 1:24pm

I searched Turbo tax for an answer and got both yes and no. One "tax expert" said if you paid by direct debit you would get a direct deposit stimulus check, the other one said you would not, but would have to re-enter your bank info into the IRS website.

So I guess I'll have to wait and see.

Report back if you find anything out, Molly. I'm in the same boat and have wondered the same thing. I'm taking the pessimistic approach that I'll be one of the people who has to wait months and will get it mailed to me.

Gardnr

4-13-20, 4:18pm

The payment is based on what you did in 2018/2019. If you mailed a check, you'll get to wait for a paper check. If you have a bank account attached to your taxes, you'll get direct deposit.

This is my understanding.

ApatheticNoMore

4-13-20, 4:26pm

Based on 2018, then the year I worked about 3 months of total, and qualified for every tax break imaginable almost (not earned income, not that destitute). Nice, no doubt I'm getting a check in that case :)

Molly

4-13-20, 4:30pm

The payment is based on what you did in 2018/2019. If you mailed a check, you'll get to wait for a paper check. If you have a bank account attached to your taxes, you'll get direct deposit.

This is my understanding.

I paid with direct debit both years. I sure hope I get direct deposit and don't have to wait for a paper check.

Tradd

4-13-20, 4:32pm

https://www.irs.gov/coronavirus/economic-impact-payments

Molly, just enter your direct deposit details on the IRS website. You'd have to update it anyway, if you had changed banks.

early morning

4-15-20, 3:38pm

I can't find anywhere on the website to enter direct deposit info for people who DID file last year, as we pay by paper check. DH's social security check is direct deposit.... filing JOINTLY we are seldom over 75K for TWO people, let alone one. However, when I went to the IRS site and clicked on Where's my check or whatever it says, it states that they are unable to verify eligibility. WTF??

catherine

4-15-20, 3:49pm

I can't find anywhere on the website to enter direct deposit info for people who DID file last year, as we pay by paper check. DH's social security check is direct deposit.... filing JOINTLY we are seldom over 75K for TWO people, let alone one. However, when I went to the IRS site and clicked on Where's my check or whatever it says, it states that they are unable to verify eligibility. WTF??

I got the same message, early morning.. They are probably just swamped.

early morning

4-15-20, 7:55pm

thanks, catherine- that makes me feel better, lol. I tend to take stuff too personal at times.... :|(

pinkytoe

4-15-20, 11:09pm

I submitted our fed taxes online three days ago along with bank info for our $60 taxes. To my surprise, the funds have already been taken out by IRS. I am getting the unable to verify message regarding payment. I suppose that is just a generic error message.

Gardnr

4-16-20, 10:24am

I submitted our fed taxes online three days ago along with bank info for our $60 taxes. To my surprise, the funds have already been taken out by IRS. I am getting the unable to verify message regarding payment. I suppose that is just a generic error message.

Oh yes, our tax bill was deducted immediately when 4/15 struck.

Tybee

4-16-20, 11:10am

Of course it was. One thing is not related to the other, or if it is, then you have to had paid your taxes to be put in that category of people who have already paid their taxes.

Teacher Terry

4-16-20, 11:37am

We got ours.

Molly

4-16-20, 12:34pm

We paid our taxes via direct debit, however, I found I had to enter our checking account info again into the irs website. Now we wait...