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Yppej
1-14-24, 3:16pm
Scroll down in this article and you will see (outdated) 2023 property tax rates by state. I think it must include empty lots because the figures are low.

All New England is expensive. I think I will have to retire out of region.

Already tried Florida and didn’t like it, will mull over other options.

https://www.rocketmortgage.com/learn/property-taxes-by-state

catherine
1-14-24, 3:26pm
Scroll down in this article and you will see (outdated) 2023 property tax rates by state. I think it must include empty lots because the figures are low.

All New England is expensive. I think I will have to retire out of region.

Already tried Florida and didn’t like it, will mull over other options.

https://www.rocketmortgage.com/learn/property-taxes-by-state

You're right. New England is expensive. Mid-Atlantic states aren't much better.

What about South/North Carolina? More temperate climate, cheaper prices.

Or if you want to stay North, Plattsburgh is CONSIDERABLY less than the Burlington area VT, and they are a short ferry ride away

Tradd
1-14-24, 3:40pm
I guess the first thing to decide on is what type of climate. Anything in hurricane prone areas is now very expensive or almost impossible to get homeowners insurance for.

iris lilies
1-14-24, 3:42pm
No kidding.

Jeppy you would faint with joy if you saw how many nice properties there are in flyover country under $150,000. Despite some noise here on this forum about midwestern hellholes, much of this region is nice.

But then, I do think the northeast is cool with its pretty scenery and lovely old architecture.

I will tell you, if I was going to move to the northeast I would make sure I had an old house, I mean a really old house like 1820 and older or else there would be no point of me moving there.

But the winters are so so shitty.

Tradd
1-14-24, 3:54pm
No kidding.

Jeppy you would faint with joy if you saw how many nice properties there are in flyover country under $150,000.:Despite some noise here on this forum about midwestern hellholes, much of this region is nice.


But then, I do think the northeast is cool with its pretty scenery and lovely old architecture.

I will tell you if I was going to move to the northeast I would make sure I had an old house, I mean a really old house like 1820 and older or else there would be no point of me moving there.

But the winters are so so shitty.

IL, people consider winters around the southern Great Lakes to be shitty, too!

Yppej
1-14-24, 4:13pm
Warmer climate would be nice, but is not a must for me. If I move it would be to retire and I wouldn’t have to go out in nasty weather to go to work.

My employer has no locations in any of the states with lower property taxes (yet). And I really don’t feel like looking for another job. Plus the older I get the harder it is due to age discrimination.

pinkytoe
1-14-24, 5:00pm
One of the main reasons we moved to CO was the very reasonable property taxes. When you retire and your income halves, that can be very important. We still think about moving back to TX to be near family, but the very high prop taxes and over-valued real estate makes it a challenge.

iris lilies
1-14-24, 5:15pm
Warmer climate would be nice, but is not a must for me. If I move it would be to retire and I wouldn’t have to go out in nasty weather to go to work.

My employer has no locations in any of the states with lower property taxes (yet). And I really don’t feel like looking for another job. Plus the older I get the harder it is due to age discrimination.


I suppose you must consider your son in moving, but I wonder how he would consider you moving? I hope you are not held hostage in the land of expensive taxes and real estate to satisfy your son. But I know you also have other family nearby so that’s a consideration.

if your son is going to continue to live with you in the future, he’d better support you being able to live in a place you can afford since he’s not paying half of the cost of real estate. I really wonder what he would do if you figured the cost of real estate and showed him that figure. Are you going to risk another Great Silence if you move, or move far away? Does he know what you were thinking about moving?

Yppej
1-14-24, 8:11pm
I suppose you must consider your son in moving, but I wonder how he would consider you moving? I hope you are not held hostage in the land of expensive taxes and real estate to satisfy your son. But I know you also have other family nearby so that’s a consideration.

if your son is going to continue to live with you in the future, he’d better support you being able to live in a place you can afford since he’s not paying half of the cost of real estate. I really wonder what he would do if you figured the cost of real estate and showed him that figure. Are you going to risk another Great Silence if you move, or move far away? Does he know what you were thinking about moving?

He knows and he is flexible and says there is no place he would not go, and his first choice is Hawaii but I pointed out while property taxes are low there everything else is expensive.

Colorado would be more Libertarian and maybe to my liking. The entire mountain west seems like it would be a little more live and let live.

iris lilies
1-14-24, 9:05pm
He knows and he is flexible and says there is no place he would not go, and his first choice is Hawaii but I pointed out while property taxes are low there everything else is expensive.

Colorado would be more Libertarian and maybe to my liking. The entire mountain west seems like it would be a little more live and let live.

i’m so glad to hear that you’ve had that conversation with him, and he’s willing to move anywhere. So that is great.

iris lilies
1-14-24, 9:11pm
https://www.desmoinesregister.com/story/news/elections/presidential/caucus/2023/05/01/iowa-libertarians-now-a-major-political-party-hope-to-stay-that-way/70163480007/

The libertarian party in Iowa has gotten enough votes in past elections to earn it status as an official party of the state, and all of the perks that come with that.

So for people who say third-party voting is “throwing away your vote “no it’s not, it works to build a third-party system.

flowerseverywhere
1-15-24, 12:17am
I agree with everything everyone has said here. What we considered when we retired and moved out of NY

state income tax
local property taxes
home owners msurance
vehicle taxation, registration and insurance costs
utility costs
housing affordability
walkability or ability to get to services you need in a short distance. Like doctor, library, drug store, grocery.
climate

nomatter where you live a train can derail, you can have fires, sinkholes, earthquakes, snow and ice storms, pollution etc. it varies so much what your level of comfort is. We moved to Florida twelve years ago and I have no regrets. Now we could not afford our house as it has tripled in value. Back then we paid cash but our old house has only gone up about 50%. The switch would not have been possible.

the linked article is based on data from 2019. There could be drastic changes since then.

Yppej
1-21-24, 4:31pm
Thinking warmer would be nice.

Delaware has low property taxes, I assume because they get a lot of revenue from all the corporations that register there. Anyone have thoughts on it?

catherine
1-22-24, 9:52am
Thinking warmer would be nice.

Delaware has low property taxes, I assume because they get a lot of revenue from all the corporations that register there. Anyone have thoughts on it?

Yes, I'm sure that's the case. Delaware is nice but it's a small state, obviously, on the Northeast Corridor which is VERY heavily trafficked. Maybe no moreso than the Boston area, but 95 is crazy no matter where you are. I haven't been to any areas off the interstate, so I can't speak to that. I know that retirees buy homes near the shore.

Here's a place that looks reasonable to me for the region at $315k (probably high, but it's an interesting reference point.). I don't know what your budget would be, but the house is cute and looks like the neighborhood has a lot of amenities.
https://www.zillow.com/homedetails/307-Skeet-Ave-Bear-DE-19701/72887201_zpid/

Wow, this house is cute and it's $100k cheaper. https://www.zillow.com/homedetails/413-N-Broad-St-Middletown-DE-19709/72945451_zpid/

Yppej
1-24-24, 8:23pm
Yes, I'm sure that's the case. Delaware is nice but it's a small state, obviously, on the Northeast Corridor which is VERY heavily trafficked. Maybe no moreso than the Boston area, but 95 is crazy no matter where you are. I haven't been to any areas off the interstate, so I can't speak to that. I know that retirees buy homes near the shore.

Here's a place that looks reasonable to me for the region at $315k (probably high, but it's an interesting reference point.). I don't know what your budget would be, but the house is cute and looks like the neighborhood has a lot of amenities.
https://www.zillow.com/homedetails/307-Skeet-Ave-Bear-DE-19701/72887201_zpid/

Wow, this house is cute and it's $100k cheaper. https://www.zillow.com/homedetails/413-N-Broad-St-Middletown-DE-19709/72945451_zpid/

They look nice and I was looking at some today, but like these you’re practically on top of your neighbors. I hadn’t realized Delaware was so densely populated.