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  • jp1's Avatar
    1-17-25, 9:54pm
    jp1 replied to a thread New actions for 2025 in Personal Finance
    I usually owe the feds and get back roughly the same amount from the state. Not sure why that is or how I can fix it but I've learned to live with...
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    37 replies | 977 view(s)
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    1-15-25, 6:09pm
    jp1 replied to a thread Traditional 401K or Roth 401K? in Personal Finance
    I’m not an expert but off the top of my head it seems like there are two scenarios where one would want to do the Roth 401k. First, young people...
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    6 replies | 184 view(s)
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    1-15-25, 3:27pm
    jp1 replied to a thread New actions for 2025 in Personal Finance
    When we were shopping for the house we both agreed that we wanted to be able to afford it on one of our salaries. Thankfully we both earned enough...
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    37 replies | 977 view(s)
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    1-14-25, 10:44pm
    jp1 replied to a thread New actions for 2025 in Personal Finance
    I recently did my year end financial review as well. 2024 was a great year. My net worth, ignoring the house, increased by 27%. For 2025 I'm...
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    37 replies | 977 view(s)
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    1-11-25, 10:39pm
    jp1 replied to a thread electric bike in Transportation
    Yes, that is definitely a thing but from the various podcasters/forums I follow it seems to mainly be a cheap Chinese bike thing. Also a lot of the...
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    27 replies | 443 view(s)
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    1-10-25, 11:18pm
    jp1 replied to a thread electric bike in Transportation
    I’ve heard good thing about the Lectric brand. I’ve not looked at one up close though so can’t specifically recommend them.
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    27 replies | 443 view(s)
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    1-10-25, 4:45pm
    jp1 replied to a thread electric bike in Transportation
    It’s a Bulls Bikes Iconic EVO 2. Class 3- battery assist 28 mph max speed. 750 watt motor, 625 w/hour battery, Bosch motor. On the turbo assist...
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    27 replies | 443 view(s)
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    1-9-25, 7:37pm
    jp1 replied to a thread electric bike in Transportation
    Supposedly the max heart rate for someone healthy my age is between 162-169 depending on what calculation one uses and a vigorous workout is 85% of...
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    27 replies | 443 view(s)
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    1-9-25, 4:46pm
    jp1 replied to a thread electric bike in Transportation
    I've also started what may well be the most boring youtube channel ever. Although I already have 1 subscriber! Anyone interested in what it's like...
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    27 replies | 443 view(s)
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    1-9-25, 4:26pm
    jp1 replied to a thread electric bike in Transportation
    Our area is actually really good for bikes. Bike lanes on most of the main streets, lots of bike paths. Last weekend I was able to ride on a path...
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    27 replies | 443 view(s)
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    1-9-25, 12:34am
    jp1 replied to a thread Rob - your inbox is full in Family Matters & Relationships
    Your inbox is still full. Would love to send you a message that the rest of the world isn't interested in but you need to clear it out.
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    2 replies | 483 view(s)
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    1-9-25, 12:26am
    jp1 started a thread electric bike in Transportation
    So I had contemplated getting an e-bike for years. I finally pulled the trigger about a month ago. SO and I had gone to the EV expo 1 1/2 years ago...
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    27 replies | 443 view(s)
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    12-30-24, 1:28am
    jp1 replied to a thread old music in Consumerism & The Media
    I will never forget when I was 23. I had just moved to NYC and went to visit my folks in Denver for a week. I decided to grow a beard on that trip....
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    241 replies | 48875 view(s)
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About jp1

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About jp1
Location:
San Francisco

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Last Activity
1-19-25 6:36pm
Join Date
12-31-10