I have seen clips in the news or elsewhere of European beaches with men of all ages and sizes donning tiny Speedos or similar with little material. At least it will save some synthetic plastics going to the landfill compared to more modest apparel.
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I have seen clips in the news or elsewhere of European beaches with men of all ages and sizes donning tiny Speedos or similar with little material. At least it will save some synthetic plastics going to the landfill compared to more modest apparel.
The first speedo I ever saw was on a man I knew growing up. The image and memory are forever imprinted in my brain. :)Quote:
Originally Posted by Rogar
https://www.honeylake.clinic/why-do-...ten-than-boys/Quote:
Originally Posted by GeorgeParker
My guess it has to do with the link above, as well as marketing (if more girls have eating disorders, then the target audience for girls is more $ then boys).
It's not just women. Many men would prefer to go naked all the time if weather, safety, and sanitary considerations are favorable.Quote:
Originally Posted by jp1
BTW please can the "nazi" crap. It's obviously over the top and demeaning to anyone who happens to hold a different opinion -- including me. The rule used to be that in any discussion the first person who calls their opponents nazis or compares them to Hitler, automatically invalidates whatever point they were trying to make and automatically loses the argument. We ought to bring that rule back in full force.
You have a valid point, and it's worth exploring, but you're totally turning off people who might otherwise agree with you by flippantly using the word nazi.
ETA: If anyone slams me for saying that, you're a nazi. :~)
Yes, the size of the target audience and their willingness to buy this book (and the ones related to it) definitely influences what gets published and marketed. But I think all the little boys who are embarrassed to wear a swimsuit or undress in front of other boys because they're skinny, chubby, weak, too tall, too short, too freckly or whatever deserve equal consideration and consolation. Maybe that's because I was one, but IMO there ought to be an equal book series for boys, and I didn't find one in my casual search of book titles.Quote:
Originally Posted by ToomuchStuff
You bring up an interesting point. Generally the only clothing optional beaches in the US are on federal lands. State and local jurisdiction beaches pretty much all require a piece of cloth over one’s crotch. Similarly during the early lockdowns the only hiking trails in my area that weren’t mask mandatory were on federal lands. Trails that are under local or state jurisdiction did require them.Quote:
Originally Posted by Yppej
There are non Federal beaches where the clothing law is not enforced.
My only attempt at skinny dipping ended badly. I was in college with a group of other college women and we went to a pond. After we were done swimming we got out. We were wet so didn't want to put our clothes back on so we were carrying them. It was pitch black and we figured no one could see us. So we're walking along the trail and we hear people coming and jump in a ditch to hide. It was filled with mud and my clothes were white. Despite numerous attempts I never could get them clean.
That great American philosopher, Marie Osmond, once said, "If something happens and you think you might be able to look back and laugh about it later, you might as well laugh about it now."Quote:
Originally Posted by Yppej
I hope you all had a good laugh both then and now. After all, at least the ditch was full of mud. It could have been full of poison ivy instead. >8)
https://www.newsweek.com/biden-raise...rowers-1795700
I am reviving this thread because I have a sincere question, and I want someone to explain it to me, preferably, Alan or Ldahl.
Joe Biden put into place new mortgage rate rules for government loans. That is all fine and within his purview as President of the United States even though I do not agree with his methodology.
What I cannot figure out from the various reports, and I read a couple of them, is how ot really works.
so here’s my question:
in a theoretical instance where there are two mortgage borrowers borrowing $200,000, and Borrower A has a credit rating of 780, and Borrower B has a credit rating of 585, will Borrower A pay more in mortgage fees than Borrower B?
As I understand it, Borrower A may or may not pay higher mortgage fees than Borrower B, it will now depend upon a variety of factors such as credit score, loan to value, debt to income and loan purpose, etc., which can change a borrower's basis points by 100 or more.Quote:
Originally Posted by iris lilies
In a theoretical estimation I saw from a mortgage broker online, someone applying for a $400,000 mortgage with a credit score of 740 and 20% cash down payment would see their fees increase from around $2000 to about $3500. Someone applying for the same mortgage amount with a credit score of 640 and 3% cash down payment would see their fees decrease from around $11,000 to about $6,000. A borrower with a credit rating in the 500's may see their fees decreased even more as there seems to be a matrix involved that scores those borrowers in order to come up with an appropriate fee, although I've not seen it published anywhere.
So, Borrower A wouldn't necessarily pay more in mortgage fees than Borrower B, but would certainly be paying more in order to subsidize Borrower B. It's called a loan level pricing adjustment, but it's historically been better known as Robbing From Peter To Pay Paul.
I enjoy a credit rating in the mid 830's. If I were Borrower A in the theoretical I mentioned, I wonder how much higher my increase might be?
oh I agree that Biden has changed the formula so that more responsible people are now shouldering a bigger percentageQuote:
Originally Posted by Alan
of the loan costs than they paid in the past. I wanted to see if they are paying in actual dollars more now than the less responsible people.
It both theoretical borrowers have exactly the same metrics (same down payment, same loan to value etc) it seems from your explanation that the responsible guy will still pay less, based entirely on his credit score.
Thanks! I do not like this shift of course but what are ya gonna do? It could be worse, those with better credit s ores could be penalized in actual dollars.
Okay----Faux, though you didn't specifically axe me dat quession, I will attempt to give the definitive answer. So yeah---you may or may not pay more or less. It's just kind of a crapshoot. Hope that helps you some. Thankk Mee.
I had several questions this week, but I couldn’t find this thread, and now I forgot my questions. I’ll probably think of them again.
This is an idle question probably no one here has the interest in it, but I’ll give it a try:
Can anyone give me a way to think about Mercedes-Benz car models that allow me to sort out the logic of all their letters and numbers? I cannot make sense of the Way they name models of cars.
just when I think I’ve identified the Mercedes-Benz I really like and might consider buying in the future, it seems to go away. And then there’s a whole slew of new models with new confusing class letters and numbers and suffixes.
It seems like such a Boys’ Club, Mercedes Benz dealing.
D in the number means diesel.
From Mercedes Benz:
- S-Class: “Special” Slass (from the German word “Sonderklasse”)
- E-Class: Executive Class (denotes mid-size car models)
- C-Class: Comfort Class (denotes compact car models)
- A-Class: No historical meaning (but refers to sub-compact and hatchback model)
- G-Class: Off-road vehicles (from the German word “Geländewagen”)
- CLA-Class: Refers to an A-Class based coupe design
- GLB-Class: Refers to a B-Class (not sold in Canada) based design
- GLA-Class: Refers to an A-Class based lightweight SUV
- GLC-Class: Refers to a C-Class based compact SUV
- GLE-Class: Refers to an E-Class based mid-size SUV
- GLS-Class: Refers to an S-Class based SUV with the finest the brand has to offer
The numbers typically reflect the gasoline engine displacement or performance level, providing a glimpse into the car's capabilities. For example, a Mercedes-Benz E 350 would suggest a model from the E-Class with a 3.5-liter engine.
Hmmm, ok thanks but It is not shedding light on the thing I’m looking for. There’s a really hot looking sporty car that is gorgeous, I was thinking it is “CLK” But maybe not. Then there’s that little sports car they stopped making about 2017, I had my eye on that one for a long time.Quote:
Originally Posted by Alan
Then there was the SLK’s (?) sport cars of yesteryear. Is still very confusing. so maybe it is a S car, the ?special car.
But if you want me to explain Girl’s Club stuff to you such as diamond grading, I would be happy to tell you what G VVS2 means in the GIA world.
I believe they changed/updated their naming conventions around 2016 or so and what I posted above only relates to current models. I remember the SLK, SLA and several other models but have no idea how some of those models correlate to current. Sorry...and let's not even get into the AMG, Maybach and current EV models.Quote:
Originally Posted by iris lilies
You mention the AMG, and I think that’s the one I saw in a parking lot that made me want it.Quote:
Originally Posted by Alan
AMG's are basically customized, high performance versions of otherwise stock Mercedes models. It's a mystery to me how AMG's model names relate to the Mercedes models they're based upon.Quote:
Originally Posted by iris lilies
Excellent explanation.
Now explain to me how they come up with drug names. They seem to be completely randomized collections of letters to me.
I don’t know about drugs, but please explain to me why this appliance manufacturer chose THIS unsavory name:
Smeg
all I can think of is the —ma version.
Reminds me of that old SNL sketch: “With a name like Nosehair, it has to be good “.Quote:
Originally Posted by iris lilies
IrisLily maybe you can help me? I have an Apple SE phone as well. I recently changed something (and foolishly did not write it down) and now my texts will not ping. I may have to resort to YouTube to figure it out??
, I’m the last one to ask for tech help especially for our phone because I hate my phone.Quote:
Originally Posted by frugal-one
But what do you mean by it doesn’t ping?
I had a problem where my texts went through only to Apple users. If they were not Apple users, they did not get my text. Is that the problem you’re having?
If you mean that your phone will no longer alert you with an audible tone when you receive a text, go to Settings-Notifications-Messages, tap Sounds and choose which alert tone you prefer. You may have accidentally set it to None.Quote:
Originally Posted by frugal-one
If that's not what you mean please explain and we'll figure it out for you.
Wow! You are good Alan! Evidently I turned off notifications. Thank you!Quote:
Originally Posted by Alan
Elon Musk’s space ship rescued stranded astronauts a couple of weeks ago. There wasn’t much in mainstream news about it, maybe half a day’s story.
I’ve heard a mainstream media source explain slowly and carefully to those of us who are stupid conservatives that the astronauts were neither “rescued “nor had they been “stranded. “
Yet my general knowledge of this event was the astronauts went up for a short time and for some reason were not able to come back at the planned time, they had to wait for a longer period until another spaceship could go fetch them, but that wasn’t happening yet.
Could someone explain to me why these astronauts were not “stranded?” Is it because there was a plan from the United States space agency to go get them it’s just that the timing wasn’t right yet?
the whole thing just seems so odd to me.
As I understand it, they were indeed "stranded" just not in a forever sense.Quote:
Originally Posted by iris lilies
After NASA changed their primary purpose to Muslim outreach during the Obama administration they also began outsourcing space exploration to private companies. Last year the two astronauts in question went to the ISS on a Boeing Starliner craft for an 8 or 9 day mission but then found they could not safely return on the same craft which later did successfully return home without them. Boeing then spent the next 8 or 9 months trying to correct the Starliner issues (and still working on it) while the astronauts were left aboard the ISS for an indeterminate time awaiting NASA's approval for a ride home once Boeing resolved their issues.
It became a political issue last year when Elon Musk advised the Biden administration that he could send a SpaceX rocket up to return them right away but was denied permission, many say for political reasons due to the administration's displeasure at Musk's stance on free speech and social media.
Once a new administration assumed office, SpaceX was authorized to send a rocket up to bring them home, 9 months after they arrived there and at a point where still no-one knows when Boeing might be able to send a safe craft up for them.
So, in my opinion they were very much stranded with no authorized means to return home in a timely manner during the vast majority of the time they spent on the ISS. Many people disagree with the "stranded" term because of fear the new administration may be seen as rescuing the astronauts while the old administration might be seen as not being able or willing to. Like most things in politics these days, it's silly.
I'm a bleeding heart liberal, and it seems to me they were stranded. And yes, if Musk had rescued them four months ago, he'd have been a hero.
I remember a story about where they worried that the female astronaut could not eat enough to sustain life so yes, they were stranded by any reasonable definition.
Thank you for confirming my thought that it did seem they were stranded. The media sources were trying hard to create an alternate universe. And they wonder why they are not doing well with people who have common sense.
okay-----stranded, with no way home. But yeah---this is why it is best ta stay home & look after your petts. Don't venture out after dark. See?