fidgie: that was always my preferred method of meal planning too. Like you said, sometimes you just don't feel like having a particular meal, and some days are busier (and tired-er) than others - so having a list of 5 or 6 meals posted somewhere, and knowing you have everything in the house to make them - sure does make life easier. And cheaper.
I got in the habit of checking "the list" every evening, thinking about the next day's main meal and how busy or tired I would be, to see if/what I needed to take out of the freezer to thaw. And go from there. I still do this - only anymore I don't have any busy/worn out days to consider!
On the frugality front, same-o same-o around here. Mostly cases of "do you really need that?" (online ordering) And coming to conclusions of "nope, don't need that, don't want more stuff in the house. They're gonna have to discount that a bunch more to tempt me" etc. etc.)
