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I’ve been listening to a lot of Dave Ramsey in the past few weeks and he councils everyone to pay off your credit cards fast. Then start saving again. He doesn’t counsel that “balanced” approach..Quote:
Originally Posted by Tradd
But then, the assumption underlying that is that you, the generic you, won’t go into debt again.
edited: I like Dave and did not mean to call him Damn. I enjoy his program and his daddy lectures.
He definitely takes a radical approach for this culture that lives by credit cards. He won't take credit cards on the website for his books. He teaches people how to rent cars with debit cards and how to buy houses with no credit score. I do admire him for that radical approach--it's not for everyone, but it has helped a lot of peopleQuote:
Originally Posted by iris lilies
Yes, I know. I pulled $1K from savings today and threw that on the cc.Quote:
Originally Posted by iris lilies
That's awesome!Quote:
Originally Posted by Tradd
Wanted my McD this morning ($4) so I hit my change jar this morning.
Good job Tradd. We are cheering you on to eliminate this debt!Quote:
Originally Posted by Tradd
Keep up the good work, Tradd!
You're doing great!!
Payday is tomorrow. Another $1K on cc.
Thank you!Quote:
Originally Posted by iris lilies
Went over budget again just now at lunch. I could throw $2800 a month at it. Big expenses I have coming up:
Car insurance - due early April. Should be $600ish, but rates have been going up so who knows what it will be.
License plate tags -$155, due late May
New oxygen sensors for my diving rebreather (need to be replaced every 12 months, old set expired in the fall) - $240ish. I sourced them at a well-known online dive gear retailer and they’re the cheapest at $79/each. Other places go as high as $109 each. I need three. I need these by late April as local diving season starts in early May.
I can cash flow all of these expenses.