Ours went up to $1330 per month for the two of us. I havnt worked out our taxes yet to see how much Alan is going to chip in for mine.
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Ours went up to $1330 per month for the two of us. I havnt worked out our taxes yet to see how much Alan is going to chip in for mine.
I am buying a plan that will cost around $600/month (Silver).I won't get any subsidies. I'll use it combined with the VA hospital where I'll probably continue to get treatment (just found out I might actually have something wrong with me that the VA is in the process of checking out - UGH) and the insurance plan will reimburse the VA for any tests or treatment I receive there until I can find a Dr on the insurance plan. Am planning to use money from my savings rather than go back to work to pay the increased costs. Although working at Walfart for the $40/month insurance is looking good :-)!
So, if he goes to work for Walmart, they will increase the number of doctors AND facilities on his remote island? Wow! Who knew Walmart would go to SUCH lengths for their employees! ;)Quote:
Originally Posted by Alan
I am in the wrong field ...Quote:
Although working at Walfart for the $40/month insurance is looking good :-)!
maybe I should just quit and go work for walmart
But how many doctors are in your network overall? How many different plans were you able to choose from?Quote:
Originally Posted by bae
THe ACA can't control where you live or the doctors on your island. Our subsidized exchange plan seems to have hundreds maybe thousands of doctors in network and we aren't assigned a particular doctor. We can go to any in network doctor we want. The intent of the ACA was not to place more doctors in rural areas, so I am not understanding the issue you are having with the ACA.
No, they'd simply let him choose from a much larger field of doctors and hospitals than those allowed under the ACA approved plans.Quote:
Originally Posted by peggy
Without going back to the original story to check, I believe the example given was Chicago where people with ACA approved plans were limited to something over 9000 doctors while those covered under the much cheaper Walmart plan are able to choose between around 25,000 doctors. Walmart didn't have to go to any lengths at all, they simply didn't restrict choices, which seems to be the antithesis of the government approved plans.
9,000 is still a lot of doctors to choose from! I think I would be able to find a few I like in that number.Quote:
Originally Posted by Alan
Under one employer plan we had years ago we basically had no choice but to go to Kaiser. That is what I would call a severely limited choice of doctors and hospitals. Not all employer plans have 25,00 doctor networks to choose from. I am not sure that a plan with 25,000 or a zillion doctors is much better than 9,000. I probably won't go to even half the 9,000 or so doctors in our current plan as it is. :)
So pre ACA I could go back to paying $2300 a month for health insurance with high deductibles because that is the only plan we could get with pre-existing conditions and have additional doctors I don't use anyway in my plan, or post ACA save $2K a month on premiums and have lower deductibles and out of pocket maximums and simply pick a plan with the doctors we go to now in network.
I'm think I like the ACA plan better.
There are lots of doctors in my network, true. They all, except for the one I was assigned by some faceless functionary, require 1-2 days' travel to get to, and perhaps $75 in travel expenses for ferry fares and whatnot. I might as well count doctors in Manhattan in my list...Quote:
Originally Posted by try2bfrugal
I'm not asking for "more doctors in rural areas". I'm asking simply to be able to keep my *existing* doctor in my rural area, the one who has been treating my family for well over a decade, a doctor we have a happy personal relationship with.Quote:
The intent of the ACA was not to place more doctors in rural areas, so I am not understanding the issue you are having with the ACA.
So, the "issue" I am having with the ACA is it ended up with me having useless coverage, and told to use a doctor I wouldn't take a patient to with a splinter, much less trust with my own health.
So, yay. Rob and his progressive minions interfering with my existing health care solutions has resulted in me being hosed.
Again, you can go fee-for-service with the money you save, while a lot of people who were denied coverage now have it. I can't see a problem.
+1 Also, I've never seen the big deal about having one doctor your entire life. I go to a Cigna clinic and have a "primary care" doctor assigned to me, but if I just need someone to check out a rash or something and she's not available, I can get whichever doctor is available to exam me and prescribe something if needed. Then it's done and I'm out the door.Quote:
Originally Posted by JaneV2.0
To me it's like having a good car mechanic - for most things a competent MD is able to exam and treat like most other competent MDs. I don't need a personal relationship with them.