today I’ve been watching court procedures on YouTube, tenant/landlord conflict. Your landlord is smart to retain you. You pay regularly, you weren’t hard on the place, you don’t create problems with the neighbors and the police. model tenant!
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I figure this fits here so,
I know I made this change almost mid-year, but revamped my budget finance tracking forms to include income (multiple streams now) and more detailed spending categories. Did the best I could to date, but hoping that the next couple of months will prove enlightening with regards to actual spending.
I actually did my own on paper. I tried to find some free printable ones online, but just didn't find what I wanted, so grabbed some graph paper and started.
I didn't want to do an online program, either, as I find it quicker and easier to just grab a pencil/pen to make entries. Plus, if I want to look at it, I don't need to turn my computer on.
That makes a whole lot of sense to me.
Do you have a photo of a blank one? Is it on ledger paper, because of the spending categories? Is it by day?
As you can see, I am drawing a blank when I try to make one.
Hi Tybee, this is the general layout I'm using at this point in time. This is a copy of the page for the 2nd half of the year. Like I said, I'm writing my specific categories in pencil right now - until I'm sure I've got what I want covered/included.
Attachment 6376
Edited to add: came out kind of small. LOL Let me know if you have any questions.
I have actually used every line on the page with my categories. LOL. But, for each month column, the first little square is for the date of receipt or payment, followed by the amount in the remaining spaces. Except, of course, for groceries and gas. Those are accumulations for the month.
Actually, we pay for all groceries and gas with a cc, so when that statement comes in, it's pretty easy to just total them up. I've been thinking about gas, though, and wondering if I can subtotal between our two cars. That would mean going by cc receipts to see who paid. Not hard, as both dh and I are in the habit of saving every receipt, just added work. But I am curious!
Payday and another $1K into savings. Next pay will be less into savings as I have to pay for the five year service on four scuba tanks and my regulators. But I’ll be able to get into the water in July. Last time I dived was August.
Nice, Tradd! Keep up the good work!
I have my 6 month emergency fund $15,500!
I’ve also upped 401K contribution to $500 per paycheck, so $1K a month.
You've come a long way, Tradd!
Bravo Tradd!!!!
That's what staying at home (except for shipwreck event weekend in March which had two nights of hotel) since the beginning of the year has gotten me. And frankly, with all the added stress from the tariff BS at work, I don't feel like diving at all. It's just too much stress right now. But since my emergency fund has gotten fat, it's actually been worth it.