I haven't read the entire thread yet, so I'm sorry if this has been posted, but here is a link to what Rob is talking about:Quote:
Originally Posted by gimmethesimplelife
http://money.cnn.com/2013/12/09/news...omic-mobility/
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I haven't read the entire thread yet, so I'm sorry if this has been posted, but here is a link to what Rob is talking about:Quote:
Originally Posted by gimmethesimplelife
http://money.cnn.com/2013/12/09/news...omic-mobility/
SD, thanks for posting this. RobQuote:
Originally Posted by Simply Divine
This really does shed some light on the lack of upward mobility and the virtual caste system we have in the US now.
Have you looked at the Washington State web site yet? I entered my family data just to compare plans and it seemed quite informative, and the zip code I used had a wide variety of plans with large doctors networks to choose from.Quote:
Originally Posted by bae
You have a plan that doesn't allow you to see your current doctor because you can't be bothered to call him and ask what plans he is on or do a 3 minute check on the web site using the doctor feature.
No one assigned a plan to you. Your wife picked a plan. Why did your wife pick a plan your doctor wasn't on if this doctor is so important to you?
Is your doctor on any insurance plans? Do you even know or care enough to find out?
Did you expect to have one insurance plan for the rest of your life and never have to change insurance again, ACA or not?
Why in the world don't you call your doctor and find out what plans he is on? You don't have to even buy insurance through the exchange. Go to ehealthinsurance and ask them to help you find a current plan your doctor belongs to if calling the doctor yourself or using a web site designed for the masses is too complicated for you.
Tell us your doctors name and I'd be happy to help you find all the plans you can choose from that he is on, if he accepts any plans at all.
Most likely your old plan was a half baked, skimpy sham plan like we had with outrageous, multiple and assorted out of pocket maximums where one hospitalization and you are out $50K in total medical costs for the year.
The one thing the ACA ended was new plans called "insurance" that really weren't. Medical costs have been the number one reason for bankruptcy in the U.S. and most of those households had health "insurance".
See previous discussion about spending endless hours on the phone and website trying to sort things out before the deadline... When things weren't working all that well...
"Have you..." "Why don't you..." "Why did you..." "A website designed for the masses is too complicated for you..."
The day we complied with the law, no details were available on what we were getting, what it would cover, who we could use, or any of that. The system was in disarray, and we'd invested countless hours trying to comply.
So piss off.
I'm sure it'll all get sorted out.
I have a history here of not agreeing with Bae very often and I see your point Try2bfrugal. It seems like it would be very easy to call his doctor and find out what insurance the doctor accepts and then find a plan on the exchanges that his doctor would accept. As Peggy has said, this is not rocket science, and as I have said, I'd much rather have a more comprehensive plan than a catastrophic plan as the idea of bankruptcy should I get sick with something that can't wait for a trip to Mexico strikes me (heart attack, stroke, that kind of thing). At the moment I'm supposed to be in Medicaid but I'm still waiting, but if I were in the exchanges, I'd be shopping for the most comprehensive I could afford.Quote:
Originally Posted by try2bfrugal
That having been said, I can see that Bae is not entirely without a good point. Bae feels his catastrophic plan was adequate for his needs, and who am I to judge that? It wouldn't work for me but then I am not Bae. And Bae was told he could keep his plan if he liked it - he's right about that much. Once again, I'd be thrilled to get off the catastrophic and into something more comprehensive but doesn't Bae have the right to decide what is adequate for him? I agree with Try2bfrugal's last paragraph but....if this is good enough for Bae, I do believe that should be respected......Rob
But why did he or anyone else have to pick a new plan to begin with when the Prez promised he would keep his plan, doctor, insurance, whatever. Why?Quote:
Originally Posted by try2bfrugal
Do you think that all of the new OBamacare plans with their $6,000 deductible and only 60% paid for coverage will solve the bankruptcies?Quote:
Originally Posted by try2bfrugal
Our ACA plan has much better coverage than our old sham plan, and lower out of pocket maximums.Quote:
Originally Posted by iris lilies
Not anymore. The entire redistribution scheme falls apart when people have the right to decide for themselves.Quote:
Originally Posted by gimmethesimplelife
I am happy to help if you want to find a plan your doctor is on. Just let me know.Quote:
Originally Posted by bae