Originally Posted by
early morning
IL, around here old high schools have been successfully converted to senior apartments/ assisted living facilities. There's also a convent with almost no sisters that is now housing seniors, no need to convert. The ones I've seen are architecturally interesting, YMMV. But all are from the 1930s or earlier. Sadly, there is no private patio/garden area with any I know of. In fact the high school conversions (and many of the old existing schools that are still schools) have no actual ground floor, one goes up or down, but never just "in".
I get that incapacitation is difficult to deal with, in any form. But I refuse to stop living my life as I want it, "just in case". Look ahead, sure. And declutter, I need to work on that -but DD and I have a side hustle in resale so... there's gonna be stuff. But DD lives with us, and half the "stuff" here is hers, so I don't feel badly thinking that it's going to be mostly hers to deal with at some point. Again, I realize that everyone has different circumstances.
Anecdotal note about a FLA independent/assisted facility - DSIS had a best friend who bought into one of those independent living places that promise to move you up to assisted and then nursing home care as needed. Every step, she had to resell them her current place that she had "bought into", at a reduced rate, and buy into the next level at the new and improved (much higher) rate. By the time she got to nursing home care, the facility had decoupled from Medicaid, which they had assured everyone they would not do and that residents would be able to stay even if their money ran out. The higher buy in at each step and the requirement to resell back to the company at a reduced rate was in the contract, but the Medicaid assurance wasn't. She did not run out of money, as she died from an untreated infection that turned out to be cancer, but it was close and her daughter was frantic about it.