Not exactly, group rates are adjusted to reflect the overall cost of the group in the same way that individual policy holder rates are adjusted to reflect the historical costs per individual.
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Perhaps you are joking, I haven't looked into their solutions.
I do know that in the real world, absent unlimited resources, triage happens. I've had days on duty here where we had 3 critical patients needing transport, and only the resources to get 2 of them off, and you have to have a little discussion about who lives, and who dies. It's....educational.
http://www.propublica.org/article/th...t-memorial-826
I don't have any kids in public school yet I am expected to pay property taxes to support public education. I am not partaking of the educational system any more. We have neighbors that never had any kids that also pay property taxes and are expected to support public schools.
I guess that question, in principle, is the crux of many government programs some call entitlements. Where do you draw the line.
I think my point was that the perception that people without insurance can't afford it is not totally accurate. Many just choose to not have a basic high deductible policy and instead spend that money on vices or what I consider luxuries. As a result we all foot the bill with our taxes. Maybe there is no way separate out those who really do need help. If we were all crickets or ants it would be easier to tell who was fiddling away and who was saving up for winter.
Something other than this -
http://en.wikipedia.org/wiki/Death_panel