When time allows and if interested, I know that online/virtual tutoring is growing. That might be something to look into - when ready.Quote:
Originally Posted by Teacher Terry
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When time allows and if interested, I know that online/virtual tutoring is growing. That might be something to look into - when ready.Quote:
Originally Posted by Teacher Terry
Razz, this thread has been helpful to prioritize in addition to talking to my friends and family. Happy, thanks for the tip. Until I get moved and settled I won’t pursue anything. It’s funny how everyone’s perspectives are different. Some of my friends think downtown is dangerous to walk around at night (it’s not). There’s homeless people basically. But wouldn’t think twice about living in a non secure condo.
2 condos where I want to be in my price range are for sale. My husband’s mortgage guy is so slammed because they have the best rates can’t open escrow for 5-8 days so I cannot make a offer. With his closing taking 60 days sellers probably wouldn’t accept my offer anyways with a closing date that far off. Our market is the hottest I have ever seen in 24 years. It’s a bummer.
Looking at 5 condos today. Very excited! I will report back. Talked to my ex’s mortgage broker and worst case scenario we close 3/8 but may happen within 2-3 weeks because we don’t need appraisal or inspections. That speeds stuff up. I really see myself in the beautiful, fancy condo on the 11th floor with the view:)).
Fingers crossed it all works out for you, TT!!Quote:
Originally Posted by Teacher Terry
Good luck, TT! Hope things go quickly and smoothly!
Looking forward to seeing you happily settled in the condo you choose.
Being 11 up is very high! That will be fun.
The city views and lights will be beautiful. Two more in that building are up for sale that are more money, not as nice and smaller than my favorite. Considering the other 2 have been on the market for a month in a super hot market I think they are crazy.
So made a offer on the bigger condo that was 250. The realtor said to offer 240 because of time on market and competition. I will know by 3 tomorrow. It’s just as nice as the pictures. The balconies are small. The views are great and the city lights will be awesome. A friend of mine went with me. I am super excited.
I love that one. Fingers crossed!Quote:
Originally Posted by Teacher Terry
I hope you get it!
I knock on wood + press my thumbs for your offer.
Good luck!
Yay! A clean, beautiful, all-yours space! It will be lovely.
Good luck, TT!!
Vicarious thrills here! Hope your deal proceeds smoothly.
The seller countered with 245 and I accepted. Hopefully will close by the end of February. Very excited!!
Congratulations, TT!
Hooray!!!!!!!
That's wonderful news!
So pleased for you. Now you have a clear sense of direction for your life going forward.Quote:
Originally Posted by Teacher Terry
FANTASTIC! Cheers to the next chapter TT. May you find joy in this place you love!:cool:Quote:
Originally Posted by Teacher Terry
WONDERFUL! Now you can rest a bit easier knowing where you will be.
I won’t totally relax until my ex’s loan closes and then mine. I never have sleeping problems but have since this whole thing started on 12/22. At least now instead of only sleeping 4-5 hours a night I alternate between one good night and one short night. I have been tired all the time since this started. I wish I could make the next month disappear:)).
For once my ex did our taxes quickly because I told him yesterday either do them or I am taking them to Jackson Hewitt. He did them and filed for the refund. We had to claim the stimulus on it. Every time something like this occurs I remind myself it’s the last time I will have to deal with it. Next year I can get them done for free from AARP. You just need to be a senior to qualify. With the standard deduction being fairly high I won’t be paying taxes unless I withdraw from investments.
Congrats, TT! I hope the rest of the details go quickly and smoothly for you.
TT, I am in awe of your ability to take care of business. I feel like such a piker in this department. You are an inspiration in making a decision and then making rapid change.
Tybee and HS, thanks. Luckily I am not good at wallowing. I have always handled problems by thinking things could be worse. They say if we all threw our problems in a bucket and could choose someone’s else’s we would probably pick our own back up when we saw what others are dealing with:)). The mortgage company needed my bank information for payoff and the divorce property settlement so things are moving along.
Yes, I've heard that, too, but that hasn't kept me from over-analyzing everything. You remind me of my MIL... at one point, she learned that her brother, who was living with her at the time caring for their mother, had fallen off the wagon and had taken a couple of things that belonged to her to pay for drugs. My instinct was to tell her about Al-Anon. Her instinct, which she followed immediately, was to change her locks and her phone number and kick him out.Quote:
Originally Posted by Teacher Terry
I aspire to that kind of decisiveness. Good for you and I wish you all the best in your new life!
Catherine, it takes a lot for me to get to the quitting part. I stayed in my second marriage for my kids for 22 years to someone controlling and verbally abusive. I enabled my drug addict son for a long time before I quit. I was trying to help of course. This third marriage I should have left 10 years ago when he cheated. But when I am finally done I am done with no looking back or second guessing my decision. It sounds like your MIL wasn’t a enabler at all:)).
Well time for a bad news update. When I bought the condo I knew that they had raised the dues on 1/1 from 438 to 608/month but it stated all utilities were included. So I decided that was fine. I knew I could review the HOA documents and I asked my agent to confirm in writing with the HOA that utilities were included. It took 2 weeks to get a answer but they aren’t. The units use 2 boilers and was originally a hotel so it made sense for utilities to be included. Turns out that they hire a company to meter and bill each unit. My realtor asked the seller’s agent why the information was wrong. He said it’s what the seller told him. I am out the 350 I paid for the inspection and intend to see what recourse I have to get that from the seller or her agent.
Now I am back to square one. My ex doesn’t care how long I stay. I am back to cooking and he went grocery shopping and is doing both our other errands like usual. Good thing we are getting along. I know something that I want will come along. 2 nice ones in a area that I like will be on the market on the 12th.
Darn, Terry, that is too bad, but good for you for figuring it out upfront!
Oh, no. I'm so sorry, Terry. Sometimes things like that mean the Universe is setting you up for something even better..
This is awful news! And that condo fee without utilities is high. I suppose that’s because you have a rooftop pool... pool maintenance is expensive.
For the purchase of my condo they sent me the 40 page document describing condo rules, covenants, finances, etc. the day before closing and they had more than a month to send it.
Legally I had five days to review the document before the closing, but I zipped through it because the main thing I wanted to see was the pet policy which I had already seen in an informal document which was satisfactory to me because I knew there are lots of dogs in the condo I just wanted to see if there was a size limit and a number limit.
Terry, sorry to hear.
That is why more units were for sale in the building. Wow!
I figure that every time something like this disappointment happens, it is teaching me something that I need to know to protect myself. That $300 inspection fee is not a bad tuition cost for helping prevent a major problem on a several hundred thousand dollars investment like a condo.
Bet the realtor is shocked and disappointed as well.
For lying on the listing form, and that is a pretty big error tho likely not deliberate, someone owes TT her inspection money back.Quote:
Originally Posted by razz
Agreed that the listing agent is probably pretty annoyed with her client.
Well shoot. What a bummer. But there’s always other places.
For what it’s worth I’m glad we didn’t get the first place we made an offer on. I’m sure it would have been fine and we knew the issues upfront. But the place we got doesn’t have any of those issues, was cheaper, and has an equally nice, although not waterfront, view. And I suppose it’s just as well that we won’t be buying a boat anytime soon.
Keeping my fingers crossed that you find something else that you like as much!
The seller wants to sell badly as they offered to pay 200/month for 2 years of my fees. My ex husband looked at the documents because he is a civil engineer and has been on condo boards.
Lots of expenses coming up but they have 2.8 million dollars. They also have a old lawsuit still going on. I figured that the universe is sending me a message. I don’t have to be in a hurry to move and 2 new ones come on the market a week from tomorrow. Also another one with a tenant I will see because the lease is up the end of February. That one is only 190 with a beautiful new kitchen and pergo everywhere but the bedrooms.
Saw the condo for 190 in a secure building in a neighborhood I love. The kitchen and floors are beautiful. It needs painting, pergo in bedrooms and if it’s mine I will replace the bathtub/shower with a big walk-in shower. The balcony overlooks a beautiful courtyard far from the pool. It also has a vaulted ceiling and skylights. It’s on the 3rd floor which is the top. The agent let mine know that he is only taking offers that aren’t depending on the price being lowered if it doesn’t appraise as high because our market is changing so fast. 5 offers came in and they stopped accepting them by noon. The agent let mine know one was over 200k. So I offered 205 and it turns out that one other person did also. By tomorrow the owner will either take one or ask for best and highest offer. This condo has many things I want as well as the HOA fee being reasonable and covering a ton of items.