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I rather think in this case that Try2bfrugal is celebrating the reduction in insurance costs and embraces fully the new policy thanks to ObamaCare.....Saving 25K is nothing to sneeze at, that's two years of my life expenses (roughly) since food and beverage declined starting in 2008. I'm glad to hear someone with a positive outcome, not just negative stories from people who are losing their bare bones plans. RobQuote:
Originally Posted by bae
Presidents have not exactly been known for their veracity and rectitude.Quote:
Originally Posted by bae
[QUOTE=bae;158905]That may be, but you are not able to keep your current one :-)[/QUO
:doh:
So, in my case, my family has an existing policy, which isn't a very good one, and is pretty expensive. It took a bit of time to locate and negotiate this policy.
I am now told it's not "good enough", yet I can't easily purchase a new policy yet, because of the superb job they did rolling this scheme out on such short notice...
So I'm going to have to invest more time and worry to get coverage. I'd been relying on "you can keep your current policy" to get me through until the dust settled on the new programs, but that's not really possible. I would have been happy to keep it for "a while". Can't. Obama lied.
Once the dust settles, at least I'll know that Alan will be paying for my New Improved Policy out of his tax dollars, so at least that's something.
And provided that I make some money on Etsy from low end jewelry I'm making, my tax dollars too. Only difference is I won't be complaining about this - I'll actually be cheering it as progress. RobQuote:
Originally Posted by bae
[QUOTE=peggy;159019]Totally agreed with you here Peggy LOL. RobQuote:
Originally Posted by bae
Our insurance has been going up every year for some years now, so I can't blame it on Obamacare.
Several of the CEO's of some of the bigger insurers who are now part of the calif exchanges(BlueCross, Kaiser, Healthnet) have been on TV news reports saying that they are raising rates because of Obamacare - and not just for those with bare bones plans that are being eliminated, but for employer-funded group plans as well. They said that because they have to cover those with preexisting conditions now, and at lower rates, they have a higher risk pool and potentially more costs they have to account for. So basicly some people will see rates rise and some will see them drop and some will get subsidies and some will get medicaid and some will get nothing (and go wee wee wee all the way home :-) ) - all due to obamacare.Quote:
Originally Posted by 24prins
Well, don't sign on the insurance dotted line just yet. Surprise surprise..the insurance companies are using fear and ignorance of the ACA to gouge people even further.
http://www.addictinginfo.org/2013/11...bamacare-scam/
And many are still against the ACA which is, at it's core, just a set of regulations to keep the insurance companies from ripping off customers. Oh the irony!
But don't cry for the poor, poor insurance industry. They still have, and apparently always will have, plenty of people who, with a completely straight face, will jump up in sanctimonious chest beating outrage..OUTRAGED that people will have the HUMILIATING (and completely socialist I'm sure) experience of saving 2..3..4 hundred dollars a month.
Obama didn't lie. By the law, you could keep your policy...if you didn't have a soul sucking, greedy insurance company trying to gouge you for every dime it could. It's not Obama's fault that your insurance company saw a mark, and decided to go for it, just like any con.
The real show will be to see how many people who are being conned by their insurance company will say "See, I caught you.." and still buy from THE SAME COMPANY!
Don't go to restaurants that spit in your food, and don't buy insurance from a company that 'spits' on your health care!
Pretty simple, really.
I agree Obama didn't lie but he was duped. And he should have had the foresight to see this coming. Even knuckle headed and uninformed little ole me asked the members here a year ago what was in place to keep insurers from raising rates - especially if it was legally mandated that you must buy insurance and the feds would be paying a large portion of those costs right to the insurance companies directly via subsidies? Or changing policies? Or even joining the exchanges in the first place? Or employers dropping employee coverage and having them buy their own? Or reducing workers hours to avoid the employer mandate? If these were things I saw as a possibility, then surely someone in the Obama admin saw it as well and made accomadations for those possibilities. But doesn't seem they did. Lied? No. Naive? Maybe.
And Some of us may have no choice it to buy from the same insurance company even when theychange rates as that may be the only affordable option.