Thank you. I'm getting excited about it. The book isn't perfect but I think it's very good, and it's very meaningful to me to have created something I think is comprehensive and useful.Quote:
Originally Posted by Tussiemussies
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Thank you. I'm getting excited about it. The book isn't perfect but I think it's very good, and it's very meaningful to me to have created something I think is comprehensive and useful.Quote:
Originally Posted by Tussiemussies
Quote:
Originally Posted by reader99
Sounds like you are at a nice point in your life!
Yesterday's savings came in 5s. $5 saved by requesting a refund for a shopping error that took place the week before. $5 in coupons used at the store. A $5 rebate on some lotion that is dh's favorite. $5 saved by not purchasing any drinks while out last night.
I haven't been on here in awhile, so first off -- Congratulations to the two new mothers-to-be:). It's been unfrugal for me since the end of October. Went to visit my parents (4-1/2 hour drive one way) and spent a weekend with them and visited my sister as well who came up as well. Gave my sister a load of groceries and some canned veggies that I had done as well as a homemade loaf of bread (sister went through a nasty divorce and is having a tough time financially). Then on 10/29 on my drive into work, a pickup was riding my car's rear-end (so close you couldn't see the headlights). Up ahead I saw two deer, so I slowed down to 45 (this is a 55 mph road), I either took one or both deers out or let the pickup driver rear-end me. I figured the deer was less weight than his vehicle. I have a 2001 Ford Taurus (which is estimated worth of $3200), but the damage was $3502 (more than 1/2 is labor), so the insurance company totaled it:help:. I actually told them that I would take the salvage value and minus my $100 deductible and keep the vehicle. I need to purchase a passenger headlight cover, a new grill, the hood is damaged but not too bad as well as the bumper (so probably will not replace those). I will get the materials from a salvage yard to repair the vehicle. I also want to have the wheels aligned/balanced, even though it doesn't seem to be pulling - I just want to do this just in case so that I could save wear & tear on the tires. Whatever is left over, I will bank for a new vehicle account and try to put in at least $100/month, more if possible. There was no ticket involved, and the officer told me that I had made the right choice. He was surprised that this was the first time I ever hit a deer in 43 years of driving vehicles. I did get to keep the venison road kill!!! It was a button buck, so it was a small deer (got about 40 lbs of meat). Anyway, I need some motivation to keep this new vehicle account going -- so keep posting loads of frugal ideas for me.
debi, thanks, and glad you are ok! Scary those deer. Too bad Mr. (or Ms.?) Truck Driver didn't have some of the financial burden of it, but glad you have the seed money for the new vehicle account!! Smart to keep the meat, my parents have done that too. :)
I've been lurking, but not posting much as of late. Thought it was time to jump in, though, and post a few frugals (or frugal attempts!).
I've discovered that I can buy the cheapest gas at a gas station near work. It's about a mile and a half out of my way, but pretty consistently has gas 10-20 cents cheaper per gallon than the other stations that I pass regularly (the one near work and the one near the gym). So I've been trying to remember to fill up after work before my gas tank gets so low that I need to do a last minute stop elsewhere.
I've been consistently making tea in my Bodum teapot every morning and bringing not one, not two, but THREE travel mugs of tea with me to work every day. I know, I know, a thermos would probably be more efficient for transport, but I figure a good thermos will run me at least $30 and I have these three travel mugs that I got for free, so why not use them? Eventually they will crack or get misplaced so I'm holding off on buying a thermos until I truly need one. :D
We've been indulging in inexpensive treats at home in the form of hot chocolate. My dearly beloved has never been much of a hot chocolate drinker before, but he's asked me to make it for him twice in the past few weeks. Fine by me -- it's one of the cheaper ways to indulge our taste buds!
Scouring the web for a good deal on a flight to visit my family for the holidays. So far I've had no real luck, but I'm going to keep searching. We're forgoing a big Thanksgiving shindig so that will save a few dollars.
Been trying to keep the heat set at 60 degrees in the house. Getting used to wearing sweatshirts, socks, and slippers most of the time, which is fine by me. Hoping we can keep this up all winter and use as little wood to heat the house as possible.
Volunteered at a conference last weekend. Saved myself the $269 registration fee. They asked for a $100 volunteer registration fee, but when I explained to the conference coordinator that I could only be there for a few hours on Friday evening and Sunday morning she let me register for free. I put in my volunteer hours on Friday evening so I got to attend a three talks on Sunday morning and it didn't cost me a dime! There is another conference in February and one in the summer so I'm going to ask to be a volunteer for those as well. The college I work for won't fund conference attendance so my only option is to pay out of pocket so being able to volunteer and pay a reduced rate is pretty awesome.
Went to BJs and stocked up on groceries today. Got a coupon for $10 off your next $100 purchase on my receipt. Definitely going to use that!
I think that's about it for now. Great to be reading everyone's awesome frugals this month -- keep up the great work!
Your copyright exists when you put your first words on paper or computer. Same thing for every other type of creative work, paintings, poetry, drawing, carving aardvarks out of driftwood. For your book, you probably already know this, but you just put the copyright symbol and the year. And, I think the word 'copyright', too. I think.Quote:
Originally Posted by reader99
I have not done any copyrighting on-line, but there is a way to register a body of work at one time, so you can save up and do it all at one time.
All this frugal stuff motivates me, but I cannot think of one thing where I could cut back.
Nov 14
--another no drive and no spend
--walk to volunteer job and did not buy any treats..hehe...that is a hard one because I am working the the Tuck Shop.
--Oatmeal/apple for breakfast and Lunch and supper were previously frozen individual meals...
Nov 15-17
--all day TOPS city wide Rally(take off pounds sensibly) group I belong to, this is a not for profit weight loss group, so very frugal to belong to.
The day included speakers/awards and lunch for $25.00. This group mostly lives in my neighbourhood and have become friends.
A wonderful thing in a large city.
--beef curry with veggies/rice for supper from very cheap beef that I had done in the slow cooker and had ready to use in the freezer...yummy
DD used up some cheese bits (we are much better about fridge-food loss, but some things still get lost...) and some of our Aldi cheese staples and made a great batch of mac and cheese for dinner last night. We'll finish most of it tonight with bratwursts, and I will put aside enough for my lunch tomorrow. Picked up about a bushel of dropped apples before DH's final mowing for the season. They have a lot of bad spots/bruises , but I made a large apple crisp last night and I'll make another today, so worth picking up for sure :). Composed all the peelings and bits. Ordered dry cat food from Amazon - free shipping, and cheaper than the Evil Empire ;) plus no sales tax (yet!). It's going to rain again today with high winds - it's been windy for two days,but at the moment no showers on the radar, so I've put out a few bits of laundry that need to fluff. The rest is hung inside. It's warm, no furnace, so it won't dry fast in here, either.... Going to check on my mom shortly, and plan to go to Starbucks for the last day of the BOGO holiday drink sale. Yay coffee!