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  1. Replies
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    Well stated George!:):)

    Well stated George!:):)
  2. Thread: Dave Ramsey

    by eleighj
    Replies
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    5,342

    Well said. Debit cards are covered by the...

    Well said. Debit cards are covered by the Electronic Funds Transfer Act and credit cards are covered by the Fair Credit Reporting Act. Two very different animals.
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    This is why we stick with both equity and bond...

    This is why we stick with both equity and bond funds only. As two of my professors in college stated; (1) always have 6 months of expenses in savings and (2) put half of your investments in equities...
  4. Thread: Dave Ramsey

    by eleighj
    Replies
    27
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    5,342

    Interesting thread. I took a look at Ramsey...

    Interesting thread.

    I took a look at Ramsey Solutions, formerly the Lampo Group, with the TN Secretary of State’s website and it is a one person show. I am making the presumption that that...
  5. Thread: Dave Ramsey

    by eleighj
    Replies
    27
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    5,342

    Ramsey's Baby Steps are probably as good as you...

    Ramsey's Baby Steps are probably as good as you will find for getting out of debt and getting your financial house in order. Especially if you don't have much knowledge of personal finance. As for...
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    From reading the article it looks like it is the...

    From reading the article it looks like it is the luck of the draw. Inflation and just a plain bad economy seem to affect the stock market more than what the current president does. Although their...
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    Interesting thread. We carry $1 Million in PL on...

    Interesting thread. We carry $1 Million in PL on under both our Auto and Homeowners policies. In addition, we have an Umbrella Policy with $3 Million in coverage, our premium for that amount of...
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    After you retire, wait one year before making any...

    After you retire, wait one year before making any major changes to your lifestyle, home etc. After that time do whatever you want. You are going to find during that time that there are things that...
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    rosarugosa; I don't think so. The couple from...

    rosarugosa; I don't think so. The couple from what I remember were both professors in CA. One I believe one was tenured at San Diego State. Seems like their disciplines were Sociology and...
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    Looking for a Post

    I am trying to find a links, posts etc. concerning a couple who purchased some land (15 acres?) in Oregon and built a small house on it with some type of orchard. I believe that both persons were...
  11. Thread: Death and Debt

    by eleighj
    Replies
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    5,150

    Float On, based upon your scenario, the loan...

    Float On, based upon your scenario, the loan would be discharged.
  12. Dado; very well written. My wife and I...

    Dado; very well written. My wife and I interviewed over five "Fee Based Only" advisors until we found one that both of us trust. He provides the advice after discussion between the three of us and...
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    They are all accusing each other of heresy to...

    They are all accusing each other of heresy to sell their stuff to you be it Dave Ramsey, Suze Orman etc. Unless you are a member of the "lucky sperm club", you are going to have to focus on "FIRE"...
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    Sounds like a good plan. I "retired from...

    Sounds like a good plan. I "retired from corporate life" over two years ago. It was the best thing I could do. My wife kept her private music lessons going for nearly two years afterwards mostly...
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    EOC to me is defined by the following statement:...

    EOC to me is defined by the following statement: The authors also make the observation that UAWs tend to have children who require an influx of their parents' money in order to afford the lifestyle...
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    👍👍👍

    👍👍👍
  17. Replies
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    Ultralight, you are not in a bad position. From...

    Ultralight, you are not in a bad position. From reading this thread, my perception is that you need to build up not only an emergency fund, but also funds to cover Harlan’s vet bills, car repair and...
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    1. Were you pro-Trump or anti-Hillary? ...

    1. Were you pro-Trump or anti-Hillary? Pro-Trump, I have had enough of the Clintons and the Bushes.

    2. How do you feel about the fact that Trump, a billionaire, did not pay federal income tax for...
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    We just kept our "eye on the ball" and put one...

    We just kept our "eye on the ball" and put one foot in front of the other. The original goal was to be totally debt free as fast as possible and beholden to nobody. Once we did that we became...
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    Ditto.:) Ed

    Ditto.:)

    Ed
  21. I have seen that most people do not want to make...

    I have seen that most people do not want to make the effort to deal with these issues! From my observations and dealings they believe, "that as long as you ignore it, it can not happen to me". ...
  22. It is jealousy; most people would like to be debt...

    It is jealousy; most people would like to be debt free and able to live their own life, but can not due to debt. Over 15 years ago my wife and I paid off the house in 2.5 years, proceeded to educate...
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    Take the funds and roll into your IRA; I have...

    Take the funds and roll into your IRA; I have done this twice over the last 10 years with two different companies. I have a third that I will be doing shortly. If the pension craters; you are going...
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    Pay cash; ultimately your value in this type of...

    Pay cash; ultimately your value in this type of transaction is created at the purchase point; not at later date. I would be looking at a lot of properties; in order to buy one.

    Ed
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    Ditto!!!:) Ed

    Ditto!!!:)

    Ed
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