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    Whatever you can do to make moving easier, I say...

    Whatever you can do to make moving easier, I say do it. I just moved from one rental to another and cannot imagine the hassle and stress of buying on contingency and then hoping for all the...
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    Check out this retirement calc: ...

    Check out this retirement calc:

    https://www.firecalc.com/

    If you tab through the pages in the menu across the top, you can tailor all your numbers in great detail. You can choose zero portfolio...
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    Sorry about your situation. I'd go for the nicer...

    Sorry about your situation. I'd go for the nicer but smaller place. Main challenge is storage. Without a garage, you'll have to store stuff offsite or get rid of it. I've lived happily in 350SF but...
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    Sorry to hear about this. I agree that pro care...

    Sorry to hear about this. I agree that pro care is called for. I'm not a doc and can't recommend anything, but if it were me and I were at home alone with no immediate better option, I would try...
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    Thanks for so many more great thoughts. ...

    Thanks for so many more great thoughts.


    Renting could be possible someday, but at this point there are few homes built and all are occupied. Maybe in a couple of years, but by then who knows how...
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    Quick update. The place looks better after a...

    Quick update. The place looks better after a couple of visits and more research. But there's a snag with getting a loan. Not so easy when you're not earning a steady W-2 income. Lenders don't care...
  7. Thread: Where to live?

    by Oddball
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    How about Denver? Major travel hub for flying to...

    How about Denver? Major travel hub for flying to scattered family. I know CO fires were horrible this year, but normally air and water there are clean. Here's a brainstorm list of U.S. places. Not...
  8. Thread: Where to live?

    by Oddball
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    Good thread. I was just thinking about this last...

    Good thread. I was just thinking about this last night and enjoyed reading this:

    Forbes' Best Places to Retire Abroad

    Based on cost, safety, health care, English, and ease of long-term...
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    It is indeed all ages with diverse residents, but...

    It is indeed all ages with diverse residents, but I think technically it's not cohousing. It's a for-profit B-corp owned and directed by the builder. However, once there are enough homes and...
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    Materially stripped down, yes, but I've had tons...

    Materially stripped down, yes, but I've had tons of freedom with no housing upkeep -- just call the manager. The inner voice is definitely suggesting a change, though, and that's what I'm trying to...
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    Thanks for these. It's been five months since my...

    Thanks for these. It's been five months since my job ended, and I'm already having thoughts I didn't know I would have! I spent the first month applying for new jobs before realizing I didn't have to...
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    Thanks for all your thoughts. You're right,...

    Thanks for all your thoughts. You're right, there's more to the story.

    The cottage is in a sustainable community that's still being built out. Some homes will have solar panels, and all will be...
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    Making big lifestyle upgrades in retirement?

    There's a lot about housing here, but I'm posting in PF because it's also about overall retirement spending.

    Has anyone who is FI and no longer working for money made significant lifestyle...
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    So I went for a bike ride this afternoon and got...

    So I went for a bike ride this afternoon and got to thinking about Steve's post above re deductible resets.

    If I switch to a high-deductible ACA plan for the last few months of the year and...
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    Some do, some don't. The religious ones do as...

    Some do, some don't. The religious ones do as long as they formed before 1998. The newer ones that are not religious do not qualify. For now, the ACA mandate is repealed (since the 2017 tax law), but...
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    So far I have been very low use, so I am looking...

    So far I have been very low use, so I am looking to insure against catastrophic things I can't predict. I live a super clean lifestyle and have no issues with the health share networks'...
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    Unregulated bothers me too, but so does the fact...

    Unregulated bothers me too, but so does the fact that even an ACA plan can deny coverage per service with little recourse.

    The work coverage I'm about to lose has a tiny $250 deductible and...
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    SteveinMN, many thanks for the Bogleheads links....

    SteveinMN, many thanks for the Bogleheads links. Very helpful.

    Iris Lilies, thanks for mentioning direct care physicians. That's another thing I'm looking into. And to clarify -- sorry if my OP...
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    Health care sharing networks?

    Does anyone here belong to a health care sharing network, also known as a health care sharing ministry? They have been used for decades by religious groups, and now there are some secular ones (Zion...
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    Thanks for the suggestions. It hit me in the...

    Thanks for the suggestions. It hit me in the middle of the night that the local food bank will be the best place to start.Turns out demand is up by 50% as folks lose jobs and as hoarding makes the...
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    Trying to figure out how to help financially

    I am fortunate to be working during the virus shutdown. Swamped, stressed, and tired but so much better off than some. Relatives are fine too. Where to begin helping the community when help is needed...
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    Interesting, if not terribly helpful, article in...

    Interesting, if not terribly helpful, article in this week's NY:

    The History of Loneliness
    Until a century or so ago, almost no one lived alone. Now many people endure shutdowns and lockdowns on...
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    I ordered a custom foam mattress last year from...

    I ordered a custom foam mattress last year from this military supply place. It was a little over $200 for a twin.

    The choices seem endless online, but if you call, a guy there will ask you a few...
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    Geila, no worries on the screen name. It's just a...

    Geila, no worries on the screen name. It's just a symbol. ;)

    Remember that beliefs, values, principles, and other alliances are all part of the ego self. The more you can let go of them, the...
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    Just want to add that "ego noise" is my own term....

    Just want to add that "ego noise" is my own term.

    There is nothing wrong with, or bad about, the ego or any of the things that are part of the ego identity. It's all part of being human and...
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