Search:

Agreed on having a fairly large emergency fund, but 6 months is a bit excessive.

Unless you are at or a few years from retirement, half of of your portfolio being in bonds is far too conservative....

I think Ramsey's advice is great for his target audience - people who are just starting out, made mistakes with debt, and need rules and boundaries set for them.

His advice beyond that is pretty...

Absolutely agree on this point and, as a tax professional, this is the advice I give most friends when they do their withholdings. Getting a refund is not "winning"

Especially for people that are...