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I usually owe the feds and get back roughly the same amount from the state. Not sure why that is or how I can fix it but I've learned to live with it. This year, since I took some long-term capital...

I’m not an expert but off the top of my head it seems like there are two scenarios where one would want to do the Roth 401k. First, young people whose savings will be growing a lot over time. Take a...

When we were shopping for the house we both agreed that we wanted to be able to afford it on one of our salaries. Thankfully we both earned enough that this was doable. A couple years later SO...

I recently did my year end financial review as well. 2024 was a great year. My net worth, ignoring the house, increased by 27%.

For 2025 I'm planning to continue saving as much as possible. ...

Yes, that is definitely a thing but from the various podcasters/forums I follow it seems to mainly be a cheap Chinese bike thing. Also a lot of the problem bikes have been (again) the cheap Chinese...

I’ve heard good thing about the Lectric brand. I’ve not looked at one up close though so can’t specifically recommend them.

It’s a Bulls Bikes Iconic EVO 2. Class 3- battery assist 28 mph max speed. 750 watt motor, 625 w/hour battery, Bosch motor. On the turbo assist setting it’s good for about 30 miles on a charge and...

Supposedly the max heart rate for someone healthy my age is between 162-169 depending on what calculation one uses and a vigorous workout is 85% of that, which is 138-144. 140-145 is what I average...

I've also started what may well be the most boring youtube channel ever. Although I already have 1 subscriber! Anyone interested in what it's like where we live can watch videos I've been making...

Our area is actually really good for bikes. Bike lanes on most of the main streets, lots of bike paths. Last weekend I was able to ride on a path from near us along the bay coast 6 or 7 miles to...

Your inbox is still full. Would love to send you a message that the rest of the world isn't interested in but you need to clear it out.

So I had contemplated getting an e-bike for years. I finally pulled the trigger about a month ago. SO and I had gone to the EV expo 1 1/2 years ago and I'd LOVED one but it was just too expensive. ...

I will never forget when I was 23. I had just moved to NYC and went to visit my folks in Denver for a week. I decided to grow a beard on that trip. When I got home a friend was horrified. "WHY...

I don’t suppose you have bothered to look into the details of each pardon and assessed how many were people who committed crimes that benefited the pardoner versus how many were pardons due to...

Does he really care about his base anymore though? As someone who views relationships as purely transactional they have nothing to offer him anymore. He never has to run for re-election so if they...

I have to admit, your perspective is so boomerish that all I can say is ‘ok boomer.’ I also don’t expect you to care enough to read the book and see why I said that. Your loss. Go on living in your...

So are we also going to talk about the assorted people trump pardoned to save his own ass or is this thread only for demo-hate? Or maybe we hold off to see if he pardons the traitors who assisted...

NOW YOU'VE MET THE LONDON BOYS...

As I have mentioned I get cd's from the library all the time. The latest David Bowie disk was blah except one song. It's SO tragic. Eff. A 17 year old gay...

So you read a completely different book and found it to be lacking for the point I was trying to make. Got it. Go back to your bourbon or whatever it is that you use to pretend that it doesn't...

Sounds like a win! Maybe I’ll go to the store tomorrow and see i can do as well.

I’ll put whatever’s left on my salads this week for lunch. But wow. The soup was amazing.

Since we had thanksgiving at home, just the two of us, we have a lot of leftover turkey even though SO managed to find a bird that was only 12 1/2 lbs. I made broth from the carcass yesterday and...

Thanksgiving will just be a quiet day of the two of us. SO bought the smallest turkey I've ever seen (12.5 lbs) so it shouldn't take forever to cook. Weather's supposed to be good so I'll go for a...

I'd encourage you to read the book. He actually makes a strong case. I know you won't but if you want to I'll even provide a link. We might actually be able to have an interesting conversation if...

at a minimum accepting a $25k bribe/campaign donation to make the Trump U scam problem go away. And it's not an accusation, it's all quite public. Why would she try to hide it or feel shameful? ...