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I love Dave Ramsey. I watch his videos probably daily. I like the no nonsense approach (like IL said), the general life advice (financial adjacent), frugal motivation ("beans and rice, rice and...

EM, I can identify with what you're saying. A couple points to hopefully help you not stress about the home improvements as much:

as dave ramsey says: 'live like no one else, so later you can...

Just checked my cc statements: For the past year, I averaged about $125/month on groceries and $70/month on eating out ( -- this doesn't reflect ALL the food I ate last year, I eat at friends' houses...

Well done ejchase on your continual accomplishments!
I have been working on my room. One mindset shift that's helped me recently is thinking of what I'm doing as organization vs. cleaning. I always...

Really great list. Lanterns/flashlights (@tybee) is important, I don't have any of those (besides for my phone flashlight which I'd obviously want to conserve).

I live in the 'burbs, but next to a park which always has fallen wood. A wind up or solar powered radio (like catherine said) makes sense.

Thanks!
I may try to budget expenses, savings, and guilt-free spending. So after expenses and savings are paid, I'll have x amount in the guilt-free spending (which just grows every month if its...

Northeast ... but not that north :) Thanks!

I 'eat to live', but I interpret that to mean that to mean that eating is not one of my main priorities/focuses in life (NOT that my diet is particularly healthy/nutritious). I will indulge in a...

In the wake of the LA fires, I'm trying to be more prepared for emergencies. I live on the east coast, so the disasters I'm preparing for are hurricanes and snowstorms (and associated power outages)....

I like this idea!

My goals:


taxes
finish online courses
vision board
start roth ira

Hello! I wanted to introduce myself ... I discovered this forum pretty recently and was happy to discover that it's active :)
A little bit about myself: I grew up in a frugal family (the oldest...