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Type: Posts; User: Molly

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  1. Thread: Housekeepers

    by Molly
    Replies
    20
    Views
    2,636

    I used to have a housekeeper when I was working...

    I used to have a housekeeper when I was working and raising kids. But the house would get dirty so fast and I was out the money. I decided to "pay myself" to clean and put that money into a tax...
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    7
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    884

    Thanks - That was very helpful. I have trouble...

    Thanks - That was very helpful. I have trouble calculating though, since the IBond rates change every six months. I will keep an eye on interest rates, and if the gap becomes bigger in favor of the...
  3. Replies
    7
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    884

    Cash in I Bonds for CDs?

    CD rates are now higher than I Bond rates. I'm thinking of cashing in my I Bonds for CDs.

    I will lose three months interest, but it might be worth it for the higher CD rate.

    Thoughts?
  4. Replies
    7
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    912

    I signed up for Everydollar, but I can't get past...

    I signed up for Everydollar, but I can't get past all the pop up ads. I guess you get what you pay for. I may just go back to YNAB, but I appreciate the suggestion.
  5. Replies
    7
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    912

    Thanks! I will look into it. Free is good.

    Thanks! I will look into it. Free is good.
  6. Replies
    7
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    912

    Need advice on a spending tracker

    Does anyone use a spending tracker and if so, which one? I used to use YNAB, then dropped my subscription. With inflation, I really need to start up again. I don't want to spend a lot and need...
  7. Thread: I Bonds or TIPS

    by Molly
    Replies
    24
    Views
    3,094

    I Bonds or TIPS

    With inflation rising, which is the better investment, I Bonds or TIPS?
  8. Thread: Gas prices

    by Molly
    Replies
    184
    Views
    26,906

    If this refers to the Republicans, then I would...

    If this refers to the Republicans, then I would like to say that they tend to be the party of "profits over people". I would not call them "citizen friendly"
  9. Thread: Gas prices

    by Molly
    Replies
    184
    Views
    26,906

    Gas prices

    I get the feeling that we are just beginning to see a permanent rise in gas prices. Peak oil production is coming soon or is already here. I remember back in the 70s when gas prices rose and everyone...
  10. Replies
    2
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    1,308

    How to spot a scam website

    Ok, so I purchased my first two I Bonds on TreasuryDirect.gov. My question is, how do I know the site is genuine and not a fake. I know scammers can make websites look very real. My guess (and hope)...
  11. Replies
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    3,953

    Early Morning - No offense taken! I am a woman of...

    Early Morning - No offense taken! I am a woman of a certain age, and after I posted this thread, that thought popped in my mind. Maybe she wanted to be sure I wasn't involved in a romance scam or...
  12. Replies
    12
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    3,953

    Strange incident at bank

    I stopped at my bank today to cash out a low interest paying CD so I could purchase a high yield I Bond. The assistant manager asked me why I wanted to cash out, and even though it was none of her...
  13. Replies
    25
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    4,021

    Putting things into perspective

    Right after news on "the pinch at the pump" and "the pain of inflation", there was a news clip on a country in Africa where there is severe drought and starvation. They showed people walking miles to...
  14. Thread: Roe v Wade

    by Molly
    Replies
    216
    Views
    16,154

    Pro-choice here with nothing else to add.

    Pro-choice here with nothing else to add.
  15. Replies
    6
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    1,381

    Thank you all! You are a wealth of information...

    Thank you all! You are a wealth of information and a wonderful support group!
  16. Replies
    4
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    1,442

    Thank you all! You are a wealth of information...

    Thank you all! You are a wealth of information and a wonderful support group!
  17. Replies
    364
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    45,145

    I am not an economist but I think it's too...

    I am not an economist but I think it's too simplistic to say whether a Democrat or Republican is better for the economy. Reagan's "trickle down" was an epic failure. And the stock market was booming...
  18. Replies
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    1,442

    Can someone explain I bonds to me?

    I went to Treasury Direct.gov and still don't quite understand how I Bonds work. Can someone explain to me? It sounds like a good place to park some short term savings.
  19. Replies
    6
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    1,381

    Where to park short term savings

    Now that the Feds have hiked interest rates, where is the best place for short term savings? I get 0% at my bank and have some CDs that earn .30 - .70%. I purchased my first short term treasury bond...
  20. I've learned my lesson there. When I first joined...

    I've learned my lesson there. When I first joined Weight Watchers 30+ years ago, the common advice was to get rid of your larger size clothing once the weight came off to motivate you to keep it off....
  21. I'm guessing Merrell changed the fit, too. I...

    I'm guessing Merrell changed the fit, too. I never considered deep toe boxes until I started having problems finding shoes that fit. A lot of orthopedic shoes advertise toe boxes that are deep as...
  22. That's why I'm also excluding thrifting during my...

    That's why I'm also excluding thrifting during my challenge. I find I buy things I don't want or that don't fit correctly because they are so cheap. Also, I'm trying to break the habit of always...
  23. Good question. I've been retired for many years...

    Good question. I've been retired for many years now, and while I don't dress up, I like good quality clothing. I have one chambray shirt, but it was embarrassingly expensive. I have a "fewer, better"...
  24. Thanks! That's just what I'm looking for. As I...

    Thanks! That's just what I'm looking for. As I stated earlier, I'm competitive and if others are doing it, that's the drive I need.

    I successfully completed a no new clothing challenge about 15...
  25. No, I'm afraid that would be like asking a...

    No, I'm afraid that would be like asking a recovering alcoholic to buy liquor for someone else. Too many temptations! But I appreciate the suggestion. :)
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