When a price for something goes up I get mad and refuse to buy it. With time I see everything else going up and decide I will buy it, but by then it's gone up again and I refuse again. It happened today with nopalitos.
Forget this 9% inflation lie. Many things are now double what they were a little over a year ago including this week seaweed. I passed on that too.
I agree. Remember the phrase "adding insult to injury"? It's adding insult to injury to both pay prices that are often close to double what they were, and also to be handed the "inflation lie."Originally Posted by Yppej
Husband and I were going over our finances and realized that each month, we are pretty much breaking even. Spending almost as much as we earn. It's not like we live extravagant lives or go on trips all the time. We literally haven't gone on a vacation in 13 years! One area that we noticed a dramatic jump in spending is food. Grocery bill each week for a family of 4 plus 2 pets used to be around $200. Now it's pushing $300. To cut some costs, we are buying 95% store brand items in hopes that cuts some of the price off a bit. I would buy store brand stuff for certain items but now with how high the price of food is, I am buying store brand for anything I can with a few exceptions where name brand is better. Not sure how a family making over $165K a year can't afford to live while also banking some extra funds each month. But it's reality nowadays. I ended up bringing the grocery bill back down to around $200 again.
I have been checking different stores hoping for loss leaders on water. Haven't found any and I am using more now (cooking, brushing teeth) as I learn more about the dangers of fluoridation.
For what it's worth: https://waterfilterguru.com/best-fluoride-water-filter/
So, back in April I went for my annual "wellness" visit with the doc. My A1C has been in the low end of the prediabetic range for years. (Thanks mom! Grandma had gone blind from untreated diabetes back in the early 50's but lived another 20+ years and 5 out of 8 kids in mom's generation eventually were diagnosed with it including mom.) This visit my A1C was at 6.5, right on the cusp of a full blown diabetes diagnosis. So I decided to cut back carbs as much as possible and we'll be testing it again in 3 months. Previously breakfast was a bagel and cream cheese and lunch was normally a sandwich made with some sort of leftover from dinner the previous night or just the leftover dinner outright if it was something like pasta. Now I'm having plain yogurt with fresh fruit for breakfast and usually a salad for lunch. Dinner I'm still eating some carbs because SO just isn't willing to go full into the low carb diet thing and I'm not willing to deal with making two separate dinners every evening. We'll see how this plays out when I get my A1C checked again in early August after three months of this new diet. In the meantime it's become clear to me why a high carb diet is so common. Besides the fact that it's easy and tasty, it's also cheap. Replacing all those carb calories with non-carb stuff like cheese or meat to go on salad, or even the fresh veggies that go into salad, is more expensive than what I was eating before. I haven't gone through and tracked the numbers but I feel like my grocery budget has basically doubled because of this change. If it ends up helping my health I'm ok with that, but if I were struggling to make ends meet this would be a really tough situation.
I talked to a water guy and a whole house reverse osmosis system is $20,000 and strips out minerals you have to add back in to counteract the corrosion that will destroy your pipes, so ongoing expenses.
It would be cheaper to just move if the real estate market weren't so crazy. Talked to multiple realtors and they all said wait.
Wait for what? If you are moving locally it doesn’t really matter what the real estate market is doing. You can either sell cheap and buy cheap or sell expensive and buy expensive. The only thing that has an effect are interest rates, which are a little high currently. But if you buy cheap at the current high rates you can always refinance when rates go down.
Inventory is very low and mostly junk because people with mortgages at lower rates are not moving.
Sellers are not accepting offers contingent upon the sale of one's home but want cash first choice, possibly may accept an offer from someone with a pre-approved mortgage. There are also still bidding wars.
It's probably different where you are because people are fleeing California and State Farm won't even write new policies there. I am looking at the highly desirable state of New Hampshire.
Ok. Maybe they meant wait until sellers get more realistic about the value of the house they are selling. I’m reminded of my uncle. He owned several worthless cars from the 80’s. He was convinced they were worth way more than what anyone was willing to pay him for them. So he refused to sell them. For years. Then he died and my cousin had to deal with getting rid of them.
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