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Thread: The balance between paying down debt and savings

  1. #331
    Senior Member Tradd's Avatar
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    Just threw another $1K on cc. Just under $3K now.

  2. #332
    Senior Member rosarugosa's Avatar
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    Wow - you're almost there!

  3. #333
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    Way to go, Tradd!!!!
    To give pleasure to a single heart by a single act is better than a thousand heads bowing in prayer." Mahatma Gandhi
    Be nice whenever possible. It's always possible. HH Dalai Lama
    In a world where you can be anything - be kind. Unknown

  4. #334
    Senior Member Tradd's Avatar
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    Woo hoo! Got a $880 refund from hospital (paid $3500 when registering for surgery in Aug). Card balance down to $2100ish. Yay!

  5. #335
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    Great, Tradd!
    To give pleasure to a single heart by a single act is better than a thousand heads bowing in prayer." Mahatma Gandhi
    Be nice whenever possible. It's always possible. HH Dalai Lama
    In a world where you can be anything - be kind. Unknown

  6. #336
    Senior Member Tradd's Avatar
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    Finally opened a high yield savings account. My big bank savings (where I also have checking and credit card) is 0.01% interest. I have. Vanguard IRA(401k rollover from years ago) so I decided on the Vanguard Cash Plus account. FDIC insured. No min balance or transfer amount. 3.9% interest. Started it with $100. Decided I’m going to keep several grand in my big bank savings account, connected to checking, for easy access in an emergency. The cash plus account will take a couple of days to transfer into my regular checking.

  7. #337
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    Quote Originally Posted by Tradd View Post
    Finally opened a high yield savings account. My big bank savings (where I also have checking and credit card) is 0.01% interest. I have. Vanguard IRA(401k rollover from years ago) so I decided on the Vanguard Cash Plus account. FDIC insured. No min balance or transfer amount. 3.9% interest. Started it with $100. Decided I’m going to keep several grand in my big bank savings account, connected to checking, for easy access in an emergency. The cash plus account will take a couple of days to transfer into my regular checking.
    This is brilliant, Tradd, way to go.
    I did this several years ago and keep all my emergency money there where it does collect some interest, varying over the years, but it is a good feeling. I also keep cds there that roll over each month to replace one month's income. It just perks along, making me feel safe.

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