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Thread: The balance between paying down debt and savings

  1. #211
    Senior Member jp1's Avatar
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    My impression of Dallas is that cheap is available depending on how far
    Out one is willing to go and whether one wants a lot of land or not. A few years ago My boss paid roughly the same price per square foot for a condo there as his former place in Chicago is worth. But heís in a mediocre condo in the current super hip neighborhood in the city center. Nicer places near him are considerably more expensive. Another coworker there has a bigger cheaper older house way out north

  2. #212
    Senior Member Tradd's Avatar
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    What is way out north? North Shore? Or on the border with Evanston (first suburb north of Chicago)?

  3. #213
    Senior Member jp1's Avatar
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    No. Way out north of Dallas. I think coworker is all the way up near McKinney.

  4. #214
    Senior Member Tradd's Avatar
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    Quote Originally Posted by jp1 View Post
    No. Way out north of Dallas. I think coworker is all the way up near McKinney.
    Sorry, misread.

  5. #215
    Senior Member jp1's Avatar
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    Quote Originally Posted by Tradd View Post
    Sorry, misread.
    Rereading my post I can see that it wasnít really that clear that boss had moved from Chicago to Dallas.

  6. #216
    Senior Member jp1's Avatar
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    And for what itís worth I know that you wouldnít like Dallas weather and I have no idea about diving there but boss likes Dallas way more than he liked Chicago. He doesnít have any ties to either city but he finds Dallas to be more fun just because he thinks the people are way more interesting.

  7. #217
    Senior Member Tradd's Avatar
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    Quote Originally Posted by jp1 View Post
    And for what it’s worth I know that you wouldn’t like Dallas weather and I have no idea about diving there but boss likes Dallas way more than he liked Chicago. He doesn’t have any ties to either city but he finds Dallas to be more fun just because he thinks the people are way more interesting.
    He lived in Chicago itself or the suburbs? I’m a suburbanite. I know plenty of interesting people, and I spend a lot of time with interesting people up in Madison, WI. I’m a Great Lakes native and I’ll die here. Texas doesn’t have Great Lakes shipwrecks.

  8. #218
    Senior Member jp1's Avatar
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    Quote Originally Posted by Tradd View Post
    He lived in Chicago itself or the suburbs? I’m a suburbanite. I know plenty of interesting people, and I spend a lot of time with interesting people up in Madison, WI. I’m a Great Lakes native and I’ll die here. Texas doesn’t have Great Lakes shipwrecks.
    Iím Chicago itself. He bought when he was mid 30ís he was there for work which involves a fair amount of Ďentertainingí insurance brokers which means taking them out for drinks or dinner so being in the city made sense. The thing he loves about Dallas is that he can randomly start a conversation with someone at Costco that is buying a random prepper thing and learn why whatever it is will make that person self sufficient when the zombie apocalypse happens. That kind of bizarre conversation just didnít happen in inner city Chicago.

  9. #219
    Senior Member Tradd's Avatar
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    Fell off the wagon a bit - needed some clothes and a few household things. But back on wagon. Reduced Apple One from premium plan $37.95/month to individual at $20/month. That gets me Apple Music, good iCloud storage, and Apple TV, which I really don’t use. I miss Apple News + from premium plan but I’ll live. Cancelled Economist at $22/month. I’ll reup that when I’m debt free. Kicked the McD habit. I either bring bagels from home or egg bites i made at home.

    Diving season starts Saturday. That’s $30/day for diving, plus car gas/tolls. I’ve got full scuba tanks for now, so no fills needed for a few weeks. I’m staying local (IL or WI) for diving this year, aside from FL cave diving at Christmas.

    I’m shopping more at Aldi. Looked into Walmart for pickup (the store is too big for walking with my bad knees). Prices are supposedly the same as for in person shopping and apparently no additional cost for pickup. I think I will try it for my next shopping trip.

    Middle of April I finally got a regular paycheck with my raise. Very nice! Hunkering down except for diving.

  10. #220
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    Nice that the raise kicked in, tradd! Union negotiations are underway right now and that will determine whether I get a raise or not. Fingers-crossed. But with retirement on the horizon, we are also trying to hunker down and stash as much as possible into savings. The hope is to be able to easily downsize/move. We'll see. lol
    To give pleasure to a single heart by a single act is better than a thousand heads bowing in prayer." Mahatma Gandhi
    Be nice whenever possible. It's always possible. HH Dalai Lama
    In a world where you can be anything - be kind. Unknown

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