The balance between paying down debt and savings

[happystuff]

Found several hundred in cash at home I’d forgotten about. Deposited it to checking account at ATM and threw that at cc.

I’ve also discovered this - bank allows up to 3 payments per day on cc. If I skip McD in the am, I round that up to $5 (I get 99 cent coffee via the app) and throw that on cc. Adds up quick!

I've always been amazed at the little ways of saving that add up so quickly! You have been doing so well!!! Congrats again.

[Tradd]

I was supposed to do my first dives since late September today, but I had a rebreather O2 sensor issue and so had to cancel. Just found out the mfg had a bad bunch. The shop I bought them from is out of stock and I might have to buy one elsewhere to be able to dive.

[Tradd]

Another $900 onto cc this payday yesterday. I’m down into the next thousand. I’ll get into numbers now. $7975 left. I have some medical appointments coming up for knees and something else and I have a high deductible plan, so I’m going to have to shell out hundreds from my pocket. We’ll see what it comes out to.

[rosarugosa]

Good for you Tradd!

[Tradd]

I’m seriously beginning to think of selling my diving rebreather. It would take care of about 3/4 of my debt left. Issue is my knees. I bought it for wreck diving. But I can’t get it up the ladder. There’s one boat on the Great Lakes with a diver lift, but that’s not local to me. It’s in MI. I dived off it once last year. That was awesome.

Selling it would clear at least 3/4 of my remaining debt. I’d get at least $5K for it. Not sure if I want to do it, but I’ll take more time. I chatted with diving instructor about it and she said to think more about it. If I make the decision to sell, it would probably easily sell to one of her students.

[ToomuchStuff]

Wondering how you figure out if you met your deductible. We are pretty sure I met mine, but I just received a bill from one company.

Charged up around $5K for work, between some licenses, new chairs for the dining room ($2500), commercial tv that will be here Wednesday, Turbotaps (they have made a difference), and some other stuff, figuring I expect to pay if off slower then maybe I can (trying to watch the account until I feel more comfortable after Tim screwed everything up).

[Tradd]

My deductible is about $6K. I can see it in BCBS’ app.

[Tradd]

I might have a buyer for rebreather already. Someone I know who had been asking the instructor about rebreathers very recently. Buyer just has to look at finances and see if she can swing it. Also travels a lot for work now and not sure she’d be able to dive enough.

[iris lilies]

I might have a buyer for rebreather already. Someone I know who had been asking the instructor about rebreathers very recently. Buyer just has to look at finances and see if she can swing it. Also travels a lot for work now and not sure she’d be able to dive enough.

What is a rebreather?

[Tradd]

Diving apparatus that allows you to stay down longer and make breathing gas stay longer. Essentially the same technology that is used by astronauts on space walks.