ok, that’s good.Originally Posted by happystuff
Just to ask: do you really,need vision and dental insurance? We have never had it.We just pay the bills.
ok, that’s good.
Just to ask: do you really,need vision and dental insurance? We have never had it.We just pay the bills.
Same.
But I haven't ever really calculated the value. I recently went to the dentist and he wanted to do a lot of "maintenance" work. It would have cost $3000. At the moment, I passed. None of it is urgent. I don't know how foolish my decision is. If I could see how much of that a dental plan would have saved me, that would have helped.
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Happystuff, I followed my guru Catherine and got the Plan G (she had plan F but it was not available anymore) and got it through Aarp. It is expensive, but really good.
Same here. The amount the insurance paid out was not worth the premium IMO. BTW just got back from Mexico where had teeth cleaned for $35!
On the dental, I think it really depends on how much preventative services a person uses. Some of the plans will pay for themselves if you tend to do the recommended cleaning and exam twice a year with x-rays.
I never used to carry vision, but my medex plan offers a rider for about $3.00/month and pays a $200 benefit for my glasses and exam out of network, which I do every other year. So I pay $72 for $200, another one that more than pays for itself.
Just got back from trip, so trying to catch up.
Afraid that "just paying the bills" would be more than coverage, out-of-pocket, and co-pay. Vision - we BOTH have vision/glasses issues at higher costs. Dental - dh is working at least until his dental issues are taken care of.
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Yes, before his eye surgery DH got new eyeglasses every few years that bordered $1,000 in cost. I had normal bifocals which required replacement few years.
our dental bills aren’t much, tho, but every few years DH has a procedure of more than $1,000.
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