Staying out of the workforce not too smart, but definitely not getting married was her first error.
This assumes the husband had a reasonable income. there are many times when a husband who has even above average income provides better Social Security at half rate than a stay at home mom can get on her own account.
Now I can get on my soapbox, so please allow me to do so
I am increasingly annoyed by people who don’t get married and who absolutely do not understand the long-term ramifications of that. Here is Nanny Government funding a program for moms to stay at home with their children by giving them Social Security money from their husband’s account. We taxpayers fund this bullshit, why won’t they take advantage of it?
There are all kinds of marriage advantages, this is not the only one.
I’m not saying that everyone has to get married because everyon
e does not have to get married. I’m saying people need to be fully apprised of the consequences of their actions when they choose to act like married people but are not married people. There’s all kinds of legalities about it. Dave Ramsey delivers excellent rants about this topic.