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Thread: 2026 ACA Healthcare Premium Shot UP....WAY UP

  1. #11
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    YAY!! good to hear, thanks for the update. I worry too.

  2. #12
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    Yay you for calling the insurance person!! Hooray for the great news.

  3. #13
    Senior Member iris lilies's Avatar
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    Good news Sioux

  4. #14
    Senior Member catherine's Avatar
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    So great to hear, SiouzQ!
    "Do any human beings ever realize life while they live it--every, every minute?" Emily Webb, Our Town
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  5. #15
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    I pay a lot for health insurance but not complaining. It paid out for me $450,000 earlier this year!

  6. #16
    Senior Member rosarugosa's Avatar
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    Glad to hear it, SQ!

    Wow, Frugal-one, that's a lot of $$!

  7. #17
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    Glad it worked out!!
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  8. #18
    Senior Member iris lilies's Avatar
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    Today NPR had a segment about the ACA where they featured someone from the Kaiser foundation and the health reporter. A collar mentioned she was an ACA consumer and her premiums had been zero but she got a letter saying her premiums would now be $600.

    The AC expert advised her to look further into it because that wasn't right, and those letters are going out the indicate the full cost of the insurance, but does not mention subsidies. I wonder if that's the letter that SQ got.

    As an aside, I think it's useful that people who use the government's healthcare exchange are informed of how much the government is paying for their health insurance. We used to do that once every few years where I worked, a letter reminding employees how much their employer was paying to the insurance companies to cover their health insurance.

  9. #19
    Senior Member bae's Avatar
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    The insurer I’ve been using the past several years has pulled out of our County. It was the only remaining provider. We all got cancellation notices.

    A new provider has stepped in. Nobody here has ever heard of them, and none of the local clinics, doctors, or the hospital over on the island that is our county seat take their insurance. If I sign up with them, my premiums will go up from $165/month to $1100-ish/month. For essentially useless coverage, and, it’s an HMO, so I’d have to find a primary care doctor a day’s journey by ferry away (and $80 in ferry costs, or $300 by plane).

    Now, I have discovered I can buy insurance through my state’s Fire Commissioners’ Association. It is a reasonably-decent PPO plan, low deductibles, and ~$1200/month.

    Yay? 2.5 more years before I can sign up for Medicare and all that stuff. My father’s insurance solution is Medicare + some important supplemental plan, but the provider of that plan also pulled out of the county entirely 2 weeks ago, leaving him, and every other senior, scratching their heads. He’s seeing what he can accomplish for himself through the VA.

    Fun times.

    If I move to Ireland or Scotland, my buy-in to their national healthcare would be a fraction of this.

  10. #20
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    That is terrible, that the insurers pulled out and the new insurance is so expensive.
    Between Part B and my supplement and the drug plan I will be paying 580 a month for Medicare.

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