Year End asset report

[iris lilies]

Reading a book now called How Not To Invest which cites research showing that over time index funds with auto contributions end up doing better than most other investments. He states that mutual fund managers aren't really worth their expense given their track records. The old "keep it simple" tactic might be best. It is kind of fun though to "bet" on individual stocks since it mostly feels like gambling.

yes.

invest by dollar cost averaging your contributions into a few, no more than a handful, of index funds. sit back and let the money grow. You will be rich.

if you want to fuss with your investment, you can review your investments occasionally, but no more than twice a year.

“dollar cost averaging “is just a fancy way of saying put the same amount regularly to your investment vehicles.

[iris lilies]

It's a Ford Maverick.

It's probably been a good time to be over aggressive, although my Fidelity advisor says that I'm the opposite and too conservative.

yes, our close friend just got one of those, an electric version. It is still higher off the ground then DH wants.

My husband is an old man, he just wants what he wants, which is what he used to have.

[Rogar]

yes, our close friend just got one of those, an electric version. It is still higher off the ground then DH wants.

My husband is an old man, he just wants what he wants, which is what he used to have.

In a world where it would be practical to have two vehicles, I might choose a beat up old pickup as a second. I understand.

[bae]

In a world where it would be practical to have two vehicles, I might choose a beat up old pickup as a second. I understand.

I'm watching carefully our local island sales boards to locate an appropriately-old beatup pickup truck in reasonable condition. I'd like to have something that I can trivially diagnose and repair problems with by myself, and with the machineshop/production facilities I have available on the island.

I really like my 2018 Toyota Tacoma truck, but it clearly has too much fussy electronic stuff on it to be a lifetime vehicle.

[iris lilies]

I am talking to DH to convince him to give a sizeable donation, separate from our planned charitable giving, to our nephew getting married in China. I have read that its traditionally the groom’s family that pays for the wedding. Whether or not this young couple is being “traditional “ is unknown to me, but certainly they will have wedding expenses.

I don’t see why we can’t donate $5000 towards this wedding extravaganza. DH is such a hoarder. In our accumulation phase of frugality, I liked it. Now in our spend-down phase it’s a bit irritating.

But he is always game to spend $$$ on blow out trips,, So I can’t complain there.

[littlebittybobby]

okay---faux(Eddie), since DH(Radar)didn't piss his money away on anything but seed packets, and now has a sizable chunk o' moolah, i would suggest that he allow himself the simple luxury of a set o' Purple Hornies to put on his ride.(see photo) But yeah---they'll hear him running up Stone Hill with them things; they're LOUD. Yup.

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