I’m only 56 but am fortunate to be able to retire now at 70% of current salary. I know that this doesn’t sound like a problem to most, but the thought of a step down in income terrifies me. I have adequate resources in IRAs and taxable accounts to bridge me to over100%, but for someone who has been a thrifty saver for over 50 years, it is an anathema for me to consider pulling money from savings.

I recognize that this is a first world problem or actually a 3% of the first world problem, but this causes me to lose sleep. My high level position is stressful and I have a few challenging employees, i just feel that stopping now is failing.

words of encouragement please