Husband took one of our bank statements and did an Excel spreadsheet itemizing each category. That showed what things were items that were non-negotiable like water, electric, auto insurance, etc. Then there were the things we had control over like Amazon, eating out, groceries, etc. Once we saw what items were unnecessarily sucking money each month, we were able to correct it. Nothing too drastic like buying store brand instead of name brand, packing lunches instead of buying lunch, and even changing the brand of cat food we were feeding our cats. Simple changes that didn't cause too much of a disturbance in our lives so we barely noticed the difference.Originally Posted by catherine
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