Here is a practical question about RMD’s: For those of you who take the money regularly, in what form do you get it?

I ask because Vanguard, which holds my main IRA doesn’t seem to be able to transfer money electronically. They send checks.

Next January I have to start taking an RMD (really it’s the following year that is required, but I’m doing it next year so that I don’t have two RMD’s in the same calendar year.)

I’m thinking if they have to send that big check through the mail, that is not good. Our mail service is so bad. Now there are credible reports that postal workers are washing checks in St. Louis. I’m beginning to hate the post office quite a bit even though our local Hermann post office and its employees are very nice.