First, ROTFL at this. Surprised that this will be the first student loan drone debt post.
The Christian part definitely turns me off (they only seem to meet at churches). If it weren't for D.R. was a friend of a late friend of mind, I am not sure I could stand to listen to him. I don't listen often, but if my schedule puts me in my vehicle, he is on, in between other things I listen to, when not in a music mood.
I certainly don't say I follow him, as I do use a CC for online stuff. With one exception in a decade due to lost bill and hours, it is paid off in full every month.
But I would LOVE to find out from him, who he uses as a processor as he accepts debit cards for purchases, and I have never found a debit card only transaction company.