Total Money Makeover by Dave Ramsey

[Ultralight]

I am reading that you are comfortable with the 'noose of debt' around your neck, limiting your employment opportunities, your freedom to move and live an alternative life.

You read correctly!

I couldn't do that so can understand others who are puzzled by your choice.

You couldn't? What would you do?

It is your life and you live with the consequences of your choices as we all do.

I am living with the consequences. Though I am trying to mitigate them in the best possible way for myself. Is that a bad idea?

Stop trying to rationalize it to others.

Are you implying that my plan is irrational? Please tell me the more rational method of dealing with this. I'd love to see the math. I am definitely open to quicker methods of paying this loan off or getting it forgiven faster.