I am officially a member of Club Medicare, as of today. I was able to get early Medicare (five months before I actually turn 65) due to being on SSDI for the past 24 months. The thing that sucks is that some rule was changed recently for us early Medicare people; when I actually turn 65 in October I will have to sign up yet again for a Medicare plan because my new BCBS Medicare Advantage Plan does not roll over. So this means that between the BCBS New Mexico plan that started on Jan.1, the plan I am on (as of today), and the plan I will have to sign up for again when I turn 65 in October I will have had to start all over again each time paying up to the out-of-pocket maximum (I hope this makes sense...).
Since K. got laid off last June 30, this is what happened - I was uninsured for one month, then qualified for an ACA plan from August to December 31, 2025, then had a BCBS plan from Jan.1, 2026 to April 30, 2026. Now I have the new BCBS Medicare plan from May 1 to Sept. 30th, then yet another plan from Oct. through December 31, 2026. Gaaaaaaaa!!!!!!
I think you will like Medicare!
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