Quote Originally Posted by LDAHL View Post
I believe that trying to time the market is foolish even in situations like this. We can live on a pension and a few minor ( more or less ) guaranteed sources and let the portfolio ride. On the 31st i plan on rebalancing back to 60/40 equities/debt. I’m in it for the long run.
Pretty much our take, too. We were about 60% stocks going into the collapse. I did move most of our HSA money to an investment choice more likely to preserve it since we may need that money to pay health insurance premiums until we're Medicare age. But I'm leaving the rest be.

The rising cost of living is going to chew away at all of our savings, even with mild or almost no inflation. We have to have at least some money in stocks to be able to preserve our purchasing power. Given the volatility of the market right now, it's anyone's guess where bottom is and when it starts going up again, it's going to go fast. The push down was over-done, the ride up will be over-exuberant. You don't want to miss it.