I don't think we want doctors whose major goal is financial reward. Of course noone expects them to become monks, but we're really not served if financial reward is a far more prominent reason for choosing the profession than helping people plus scientific curiosity plus ability to have a profession that allows autonomy, self-fulfillment in using your expertise to help human beings (that you live comfortably sure, but it was the total package - if money is your main goal in life it's the wrong profession). And I think that's more how it used to be and purely money is more how it's becoming, and it's not going to improve people's experiences with doctors. But if your paying off 400k in debt your not even talking about "reward" anymore. Blackmail or something maybe.