Naw. You're not being set up. We ALL love salad spinners. They are the best simple living item ever. Give people a moment and they'll all come out to concur with me.
Naw. You're not being set up. We ALL love salad spinners. They are the best simple living item ever. Give people a moment and they'll all come out to concur with me.
There may be any number of reasons someone will work till full retirement and beyond and buy stuff. Yes maybe they need their work to have a purpose in life or maybe they do even like it. Maybe they're waiting till 65 when Medicare kicks in (this really depends on whether they regard the ACA plans as a viable solution for them - I've never worked anywhere where retired people were eligible for work healthcare anymore - except cobra - so I have to consider that a rarity indeed). And they may be carrying a spouse on their healthcare as well ... ok truthfully they may be carrying kids on it etc. - but that's having kids late in life. Maybe their spouse already doesn't work and they can't stand the thought of spending all day with their spouse![]()
Trees don't grow on money
I LOVE my salad spinner; JP speaks the truth!
Yesterday I was really reminded that I am lucky not to have to work f.t. in an office anymore. I spent 8 hours working seeing clients in an office & was totally exhausted when I got home. I love the work but would not want to do it everyday. I was too tired to cook or exercise. I was truly grateful at age 61 not to have to do this 8 hours per day. When I do it now I choose it which is a totally different thing.
I don't much like "stuff" but I DO like dry salad greens hence I have a spinner. And I didn't even buy it at a thrift store, so THERE!!!
I've learned most people hear the word "budget" and cringe, like we all do at the word "diet."
So when appropriate, I talk about being very clear on what my financial needs are so I can make choices that are good for me longterm.
I start out by admitting my dog is an expensive breed. But having a pug is a essential to my happiness. (Current pug is a rescue. Next pug will be a puppy - I missed the bonding from starting with a puppy.)
Also essential is having a dependable, good-mileage car. I don't care that it is 16 years old.
I say I try to be mindful with every purchase, especially housing and food.
Listeners tend to like the idea of getting what they want by making choices.
If I make any suggestions about spending, it's usually something like "how about you get one mani-pedi a season and do the others yourself at home?"
Make small changes quickly. Make large changes thoughtfully - taking as much time as necessary. (I think it's going to take my friend 2 years to talk her DH into downsizing into a smaller house. Their big mortgage payments are killers. I've connected her to a CFP so he can be the bearer of bad news.)
I just live my life and if people ask, I answer truthfully. I have nothing to hide. Everyone has their quirks and I am the quirky one that goes against the flow of what is considered normal, but people just accept me for that. I did have a friend ask me about how I get my son's wardrobe for the school year for about 65% off retail, so I shared. I also had someone ask me about my diet- lots of salads, fruit for snacks, nuts/seeds, water etc. I tell them I like to eat healthy and save money. Also, my lunch time is my down time during the day. I am not a chatty Cathy, I like to decompress. If it's for something special, like around Christmas or a close coworkers birthday, I will go out but for the most part, I just stick to myself, sometimes even taking a walk.
I do get questions when people come over because my house is very, very simple in décor and stuff. But, for the most part, it's out of curiosity. I don't mind like I used too. Age has a great way of giving one perspective.
Success is to be measured not so much by the position that one has reached in life as by the obstacles which he has overcome. - Booker T. Washington
This has only come up once. A newish friend drove 12 hours to here and was in my house, with her father and aunt, for the first time. She asked things like, do we have air conditioning, where's our TV. I told her for each thing that we don't really need it, and although she was amazed, she accepted that answer.
I think deep in our hearts we know that our comforts, our conveniences are at the expense of other people. Grace Lee Boggs
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