The topic of consumerism is one I'd like to read more about. Americans work to consume more than they need but then isn't that part of the "American Dream" false paradise?

For example, my 28 year old son, father of one 4 year old and recently separated pending issuance of divorce decree........faced moving out of a house into an apartment, refinancing a car which had been originally leased for two years, then repurchased at $335 /mo for 7 years, and needing to obtain a second part time job to supplement his full time job in order to pay monthly child support. What does he do? Signs a two year contract with a wireless provider to support an I phone and iPad.

He is also on the hook for a mortgage he co signed with his ex wife. Since she gets the house, he will never be able to purchase another house unless she refinances the mortgage in her own name. If she ever defaults, he will have to default also and that will kill his credit forever.

I went through his monthly budget with him and broke the news to him that he had to sell the car and get a cheaper one and he could not afford to have cable tv service or Internet service at least for the near future. See how they get you in a cage and keep you on the treadmill?

As for the early retirement topic.....I might have a few comments. My retirement came at 10 days before my 52nd birthday. But what was left of me by then? Just a remnant.