SQ, I so relate to your anxiety as my late DH really struggled for a few years as I insisted on buying our homes despite the fact that we never suffered a loss but a gain, sometimes substantial. I never fully understood his level of anxiety until we bought our first farm for a ridiculously low offer that was accepted. I was having a bath, heard the phone ring and he came into the bathroom and announced, 'Now you have really done it. They accepted that offer." Two years later, it was sold for triple that price and his anxiety was considerably reduced ever after.
May I suggest? Acknowledge your anxiety as it is perfectly normal, look at the house as a form of invested currency (equity, shares. etc), set a value on the freedom from rent for space enjoyed, the freedom to use the space as you wish and the satisfaction and contentment with a foreseeable future. While it may not be as easily a 'liquid' investment as $50 thousand in the bank, a house usually keeps pace with inflation better than a $ bill, IMHO anyway.
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