Quote Originally Posted by bae View Post
It's not really insurance then, it's simple cost-sharing across the population.

I wonder how they solve the rationing problem?
But it's what employer sponsered health insurance does. The insurance company gives the same rate to all employees across the board irregardless of their actual health risks and potential costs will be. I'm sure they assume some will use it more then others do thus off setting the costs and hey are willing to risk that they will still profit