well I'm one of those sitting on the beach (literally) watching the French bulldogs surf who is eligible for Medicaid because of lack of means testing. Low income early retirement but highish assets (although not in the same category as DMC and Bae). My private insurance will more than triple for monthly premiums and have a $3,000 higher deductible (from $4000/year to $7000/year) starting in Jan. and I don't qualify for subsidies. So my choice is pay the big bucks for insurance or use the ACA for free Medicaid. However, I can also use the VA hospital for low cost so that is what I plan to do while I try to find an affordable private plan (been checking on www.ehealthinsurance.com and if you plug in 2013 numbers vs. 2014 numbers they rise quite a bit). Unlike the ACA, the VA does require means testing for both income and asets to get treated for non-service connected stuff (injuries, illness, disabilities, etc... that were not caused due to your military service). Besides income and assets for the veteran, the VA also requires income and asset means testing of their spouse and kids even if spouse and kids can't use the VA). To me it doesn't seem a hard thing to do and it is something I think should be done for subsidies and Medicaid for the ACA.