Quote Originally Posted by Tradd View Post
It’s turns out I don’t hate EveryDollar. It’s the FREE version I hate. I had bought a copy of Breaking Free from Broke earlier this year. There’s a link in the back for three months of the ED paid/premium version. So I set it up yesterday and connected my bank (checking, savings, cc all at this bank). You then go into transactions and assign each one to a category. So much simpler! I’ve never done this with budgeting/personal finance software before. Now I see why people like it!

The paid version gives you per paycheck budgeting which is how I’ve always budgeted so big plus.
I listened to a couple Dave Ramsey shows today so hear about the Every Dollar program. I like the concept that every dollar is assigned a “job”. I just like that concept. I don’t know realistically how it differs from a budget, but the concept is empowering whereas, to me, a budget seems more like I am not in control. A budget seems like a spreadsheet divorced from my control.

Giving each incoming dollar a “job “is a great concept by Dave Ramsey.